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Build Credit With Pebble

Partner Contributor January 2, 2025

Pebble is proud to partner with the National Foundation for Credit Counseling (NFCC) to bring innovative credit-building tools to individuals and families, including those enrolled in Debt Management Plans. This collaboration offers a modern, effective solution to […]

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NFCC Blog

3 Ways VA Loans Boost Access to Homeownership

Editor’s Note: This post was originally published in April 2017.  Key Takeaways Are you a veteran or servicemember hoping to buy a home? In 2026, the high cost of housing is making homeownership unaffordable for many Americans. However, for veterans, a VA loan can make your dream of owning a home much more accessible. VA loans, […]

Teaching Your Teen to Invest: 5 Ways to Get Started

Key Takeaways If you have a teenager, there’s a good chance you’ve heard them talk about investing. In fact, in a study published in April 2026, a whopping 95% of teens said they were interested in learning about this topic. Why are teens so eager to invest? It’s a mix of factors, including new investing […]

Debt Management Strategies for Parents: How to Pay Off Debt While Supporting Your Family

Key Takeaways Being a parent can make paying off debt really difficult. Between covering child care, groceries, and all the unexpected expenses that come with raising kids, paying off debt might even feel impossible.  That’s one reason why, in 2025, 77% of parents reported being in debt, and 48% said their debt was unmanageable.  Does […]

What Are the Different Types of Bankruptcy?

Editor’s Note: This post was originally published in September 2023. Key Takeaways Most people in the United States are familiar with the term bankruptcy, but aren’t really sure how bankruptcy works. For example, you may not be clear on who can file, how much bankruptcy hurts your credit scores or what the alternatives are. One […]

5 Ways to Make Child Care More Affordable: A Guide for Working Parents

Key Takeaways Having children can bring joy and meaning into your life. But the cost of raising a child is often overwhelming for parents, and it can cause many to go into debt. According to a 2026 survey, infant day care now costs an average of $17,264 per year. If it feels like there’s no […]

Financial Help for Veterans and Service Members: A Guide to Your Resources and Benefits

Key Takeaways Many families are struggling with their finances in the U.S. But when the cost of living goes up, military families often take the biggest hit.  In our 2025 Financial Literacy and Preparedness Survey, 50% of active-duty service members said they were “just getting by financially.” Additionally, 42% of veterans said they needed more […]

Should I File Bankruptcy? Pros, Cons and Alternatives

Key Takeaways Every year, more than 500,000 Americans file for bankruptcy. But is filing bankruptcy the best way to deal with debt? Many people come to us with this question, especially when they’re juggling multiple loan payments, growing credit card debt and other financial obligations.  Filing bankruptcy is potentially a solution for overwhelming debt, since […]

Teach Your Children to Save Money With These Expert Tips

Key Takeaways Are you looking for ways to teach your children about money? One of the most important lessons you can teach them is how to save. When you help your children develop a habit of saving money, they can go into adulthood better prepared to cover unexpected expenses and they’ll be less likely to […]

Fraud Is on the Rise. Here Are 10 Ways to Stay Safe.

The world is full of con artists. And they’re now using AI to create convincing fake websites, emails, texts, audio, and video for their scams. Fraud losses reported to the Federal Trade Commission (FTC) hit a record $12.5 billion in 2024, up 25 percent from the previous year. The FTC’s Consumer Sentinel Network Data Book 2024 reports […]

What to Do If You Can’t Afford Your Student Loan Payments

Key Takeaways Are your student loan payments increasing or resuming soon? If so, you’re probably stressing out about how you’ll cover the expense. Unfortunately, you’re not the only one in this tough spot: as of March 2026, roughly nine million federal student loan borrowers are in default.   For cash-strapped borrowers, resuming student loan payments can […]

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About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,500 NFCC Certified Credit Counselors serving all 50 states and U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.