A sparkling new work opportunity has you thinking about moving from your current location to a new city, state or even country. Before you say yes to that offer, you need to know the full cost of relocation — if you have to pay out of pocket, there are lots of numbers to calculate to see if the position is worth the move. Here’s what you should consider. 1. …Read More
Where we choose to live can be influenced by a whole host of factors. We might have family in a particular area. We might want to enjoy the endless cultural activities typically found in a big city, or crave the wide-open spaces of rural areas. We might opt to live close to work or in a particular school district. If you’re looking for a new place to live, you …Read More
Q. How do I rebuild credit after bankruptcy? Dear Reader, As painful as a bankruptcy can be, it gives you an opportunity for a fresh start toward rebuilding a better financial future. Access to credit is an important part of that future, but there may be some influences from the past that could be challenging to overcome. Depending on the type of bankruptcy you filed, you can expect …Read More
As springtime reaches full-tilt and summer approaches, there’s a tendency to look at your lawn and wonder if the grass really could be greener. But making landscape upgrades can come with a high price tag, and if you don’t have the cash on hand, it might be tempting to borrow. So, are landscape loans/lawn loans worthwhile? Necessity/Added Value Whether you’re looking at re-sodding, xeriscaping, or installing a water …Read More
Q. Can you help with a student loan that has gone to collections? Dear Reader, Your options to deal with a student loan collector will vary depending on the type of loan that you have and how much you owe. If you have private loans, you will have talk to your loan servicer and attempt to negotiate a deal directly with them. Unlike the Department of Education, private …Read More
Balancing student life with your personal finances can be difficult, however with mindfulness and planning, you can do yourself quite the favor in the long haul. As a college student, this time of your life is one of the most important in setting yourself up for a healthy financial future. Here are five great tips every college student should use to their advantage while at school. 1. Budget …Read More
A new house is exciting, but transforming it into the home of your dreams can get expensive. According to the National Association of Home Builders, new homeowners spend $3,094 on appliances and $3,778 on furnishings just in the first year. Don’t have that many Benjamins left? Here’s the trick: Take inspiration from your dreams and use it to track down cheaper alternatives. Need a little help? These six tips can …Read More
Most people who are in debt want an affordable way to pay it off either quickly or over an extended period of time. Debt consolidation is a common solution, and there are two ways to go about. Debt consolidation loans are the first options that comes to mind. A debt consolidation loan is a personal loan taken out with the purpose of paying off several other debts and getting …Read More
For many Americans, the onset of spring and fresh air outside means spring cleaning inside. It’s time to swap winter clothes for spring/summer ones and to get rid of the dust and clutter that’s built up over the cold months. Spring also is a great time to put your finances in order and save money in the process.The National Foundation for Credit Counseling (NFCC) suggests the following tips for tidying …Read More
The National Foundation for Credit Counseling (NFCC) and Divvy Homes are partnering to help renters take steps toward affordable, sustainable homeownership. The program, which also involves NFCC Member agency, Money Management International (MMI), will provide prospective home owners with access to a dedicated coach through the Envisioning Home Ownership (EHO) program announced in June of 2018. The coaches, all of whom are NFCC Certified Housing Counselors, will work with each individual to …Read More