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About NFCC

Founded in 1951, the National Foundation for Credit Counseling (NFCC) is the oldest nonprofit dedicated to improving people’s financial well-being. With 1,215 NFCC Certified Credit Counselors serving 50 states and all U.S. territories, our NFCC Certified Credit Counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management. For expert guidance and advice, call (800) 388-2227 or visit

NFCC Spokespersons

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Bruce McClary
 | Senior Vice President, Memberships & Communications
As the lead spokesperson, Bruce provides communications support for the nation’s largest and longest-serving network of nonprofit credit counseling organizations. He also manages activities focused on industry collaboration and membership growth. With decades of experience in the financial service sector, Bruce often draws upon his direct experience as a debt collector, lender, and NFCC Certified Credit Counselor when speaking to journalists about personal finance matters. During his career, he has provided one-on-one financial counseling to thousands of consumers, trained financial educators, and reached millions more through print and broadcast media.
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Barry Coleman
 | Vice President, Program Management & Education
Barry has nearly 20 years of experience in the credit counseling industry. He supports NFCC member agencies by developing and implementing NFCC counseling and education programs, including member counselor certification. Barry is a subject matter expert in financial education and counseling and has been featured in many media articles, including Money Magazine, NerdWallet, NPR, US News, and World Report. Prior to joining the NFCC, he held several management positions in training, regulatory compliance, and financial counseling. Barry has a Bachelor of Arts Degree in Organizational Management from Ashford University and a Master’s of Business Administration from Ohio University. In addition, Barry served over 32 years in the United States Air Force and the Air National Guard, retiring in 2010 as the State of Command Chief Master Sergeant in the Virginia National Guard.
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Matthew Ribe
 | General Counsel
Matt is responsible for managing the legal affairs and governance of the organization, including working closely with the Board of Trustees and Council on Member Affairs. Matt advises NFCC senior leadership and the governance bodies on the legal and regulatory implications of NFCC strategies and operations and serves as a subject matter expert in consumer financial protection law. As a leader in the housing counseling community, Matt served as co-chair of the Coalition of HUD Intermediaries where he led advocacy and government relations efforts. Those efforts resulted in substantial federal regulatory actions, including the issuance of a No Action Letter by the Consumer Financial Protection Bureau, the Department of Housing, and Urban Development. An attorney by training, Matt has a Juris Doctor from American University’s Washington College of Law in 2011, and a Bachelor of Arts from Amherst College in 2006.