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Tools and Tips

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Knowledge First

The NFCC and its partners are committed to helping you succeed on your journey toward financial health. Designed to complement the credit counseling experience, our partners provide valuable information and tools to help you meet your goals.

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Online Resources

Can you save with a DMP?

Click here to better understand how a nonprofit credit counselor can put you on a path to paying down your debt.

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Working Together

NFCC-Certified Online Courses

Education is key to the NFCC’s mission to help all Americans manage debt. Boost your knowledge through our online courses.

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Improve Your
Credit Score

Timely bill payments are important to building financial health. Learn how to build credit as you work with your counselor.

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Create an Intelligent Budget

Many people don’t know how much they spent last month. Better understand your financial situation as you engage in counseling.

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Keys to Homeownership

NFCC-certified credit counselors can help you understand the process of purchasing a home. No two home-buying journeys look exactly the same, and the path is rarely a straight line. The whole process can be simplified if you break it down–understanding how to create a household budget that may better position you to qualify for a mortgage. 

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Family moving into a home.

NFCC Partner Blog

Debt Management Strategies for Parents: How to Pay Off Debt While Supporting Your Family

Key Takeaways Being a parent can make paying off debt really difficult. Between covering child care, groceries, and all the unexpected expenses that come with raising kids, paying off debt might even feel impossible.  That’s one reason why, in 2025, 77% of parents reported being in debt, and 48% said their debt was unmanageable.  Does […]

5 Ways to Make Child Care More Affordable: A Guide for Working Parents

Key Takeaways Having children can bring joy and meaning into your life. But the cost of raising a child is often overwhelming for parents, and it can cause many to go into debt. According to a 2026 survey, infant day care now costs an average of $17,264 per year. If it feels like there’s no […]

Financial Help for Veterans and Service Members: A Guide to Your Resources and Benefits

Key Takeaways Many families are struggling with their finances in the U.S. But when the cost of living goes up, military families often take the biggest hit.  In our 2025 Financial Literacy and Preparedness Survey, 50% of active-duty service members said they were “just getting by financially.” Additionally, 42% of veterans said they needed more […]

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About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,500 NFCC Certified Credit Counselors serving all 50 states and U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.

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