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Tools and Tips

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Knowledge First

The NFCC and its partners are committed to helping you succeed on your journey toward financial health. Designed to complement the credit counseling experience, our partners provide valuable information and tools to help you meet your goals.

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Online Resources

Can you save with a DMP?

Click here to better understand how a nonprofit credit counselor can put you on a path to paying down your debt.

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Working Together

NFCC-Certified Online Courses

Education is key to the NFCC’s mission to help all Americans manage debt. Boost your knowledge through our online courses.

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Improve Your
Credit Score

Timely bill payments are important to building financial health. Learn how to build credit as you work with your counselor.

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Create an Intelligent Budget

Many people don’t know how much they spent last month. Better understand your financial situation as you engage in counseling.

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Keys to Homeownership

NFCC-certified credit counselors can help you understand the process of purchasing a home. No two home-buying journeys look exactly the same, and the path is rarely a straight line. The whole process can be simplified if you break it down–understanding how to create a household budget that may better position you to qualify for a mortgage. 

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Family moving into a home.

NFCC Partner Blog

How Much Does it Cost to Relocate for a New Job? Four Questions to Ask Before Moving.

Editor’s Note: This post was originally published in June 2019.  Are you thinking about moving for a new job offer? Perhaps you’re considering a relocation to a new city or state, or even a different country. Before you say “yes” to that offer, there are a few numbers you need to look at. To decide if […]

Basic Strategies to Avoid Foreclosure

Editor’s Note: This post was originally published in August 2020. If you’re worried about missing your mortgage payments, you’re probably looking for strategies to avoid falling behind or facing foreclosure.  Fortunately, there may be ways to find real help and stay current on your mortgage payments. Depending on what’s causing your financial hardship, minor tweaks to […]

Should I Pay Off Collections Before Applying for a Mortgage?

Editor’s Note: This post was originally published in October 2016. When you’re planning to buy a home, there’s a lot of preparation to do. As a buyer, you probably need to save for your down payment and closing costs, and you may need to get your credit in order.  For some people, that last item […]

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About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,500 NFCC Certified Credit Counselors serving all 50 states and U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.

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