Debt is Real, But It Isn’t Forever

Take the first step toward a future of financial clarity and relief

Let’s get started

As one of the oldest networks of nonprofit financial counseling agencies, the NFCC is here to help you defeat your debt and look forward with confidence.

Our Simple Step-by-Step Process

What to expect from start to finish

Connect with a NFCC Credit Counselor

Together, we will review our financial challenges and goals.

Plan for Success

Then, we will develop an actionable plan to defeat your debt.

Take Control of Your Finances

Finally, we will consolidate your bills into ONE manageable monthly payment.

Let’s conquer your debt

Ready to connect or need more information?

Call Us at 800-388-2227

Choosing NFCC

Beyond our credentials and our decades of service as a nonprofit financial counseling organization, what we offer is hope. The kind of hope that allows you to envision a bright financial future that is achieveable and sustainable.

Our grounded expertise, inclusive solutions, and commitment to the common good are what turn that hope into a plan that fulfills your dreams. Years of independent, academic research have proven our efforts effective. Ultimately, we believe in better futures for all, and we are committed to seeing that through.

Learn how we help

Clear Benefits

Stop collection calls
Lower interest rates
One monthly payment
No hidden fees
Affordable solutions
Improve financial health

Who Will Benefit

Everyone. Debt doesn’t discriminate. We make it our mission to help all types of people who want a more secure financial future. You are not alone in your journey—we are here to help pave the way.

People with Credit Card Debt

Self-Employed

Aspirational Homeowners

Student Loan Borrowers

Distressed Renters

Veterans and Military Families

Find an NFCC Credit Counselor Near You

Whether due to medical expenses, overspending, unemployment—or you just need help with money management—a financial counselor can help you make a plan to pay off your debt today.

Find a counselor