If you have been impacted by COVID-19, our team is here to help, learn more >

Start here Give us a call
Talk to a Non-Profit Financial Counselor

Call NFCC at
800.388.2227

Are you facing financial difficulty due to the coronavirus?

NFCC nonprofit credit counselors are here to help!

Connect now!

Now is a good time to talk with a financial counselor to discuss the strategies and options available to reduce your debt and other financial obligations.

Get the help you need to save your home!

We can help you avoid foreclosure.

Start now!

An NFCC counselor can help you avoid foreclosure due to income reduction from the coronavirus!

Need help with your credit card payments this month?

NFCC works with your creditors on your behalf!

Connect with a counselor now.

If you have several credit card payments coming due that you are unable to make due to a reduction in pay, we can help with just one phone call!

Take steps to protect yourself from the coronavirus outbreak and safeguard your financial health by making the most of your money in these uncertain times with these tips and resources!

View our coronavirus financial toolkit here

Nonprofit debt management is the smart choice for paying off your debt!

Nonprofit Debt Management Plan DMP
  • Can improve credit health
  • Lowers interest rates
  • Stops creditor calls
  • One easy monthly payment
  • No Tax or legal concerns [3]
  • Provides financial education for long-term success
  • Offers affordable solutions
For-profit Debt Settlement Debt Settlement
  • Can improve credit health [1]
  • Lowers interest rates
  • Stops creditor calls
  • One easy monthly payment
  • No Tax or legal concerns
  • Provides financial education for long-term success
  • Offers affordable solutions [2]
Bankruptcy
  • Can improve credit health
  • Lowers interest rates
  • Stops creditor calls
  • One easy monthly payment
  • No Tax or legal concerns
  • Provides financial education for long-term success
  • Offers affordable solutions
Learn more about debt management plans

Check out the latest “What’s Working in Washington” podcast featuring the NFCC, The Real Consumer Debt Issue!

How it works

When you decide to schedule a session, you’ll have a one-on-one conversation with an NFCC Certified Credit Counselor. It is easy to set up and personalized to your situation. Curious before you call?

See what to expect

Who we help

A middle-aged Asian couple smile as they go over their credit adviser's debt advice on their tablet

People with debt

Senior Couple Walking Dog Along Suburban Street after receiving first time home buyer counseling

First-time Homebuyers

Student Loan Debt Counseling Graduation

Student Loan Borrowers

Military members at a ceremony

Military and Veterans

Two middle-aged people smiling as they look over debt advice from a credit adviser

Small Business Owners

Get out of debt with our help!

We provide you with options for getting your money life in shape so you can stay on track and achieve your money goals.

Young credit advisers giving debt advice

One-on-One financial coaching

It’s quick and easy to schedule a phone appointment with an NFCC Certified Financial Counselor.

Find a Financial Coach Now
A middle-aged Asian couple smile as they look at their tablet together

Receive NFCC’s Money Tips Monthly

Be in the know with a free subscription to our monthly newsletter. With money saving tips you can put into action now, it’ll keep you moving toward your financial goals.

Subscribe here

Online Resources

Ask our automated, online counselor, Penny for help finding articles, links, calculators and more for immediate answers. Improve your money smarts at your own pace, now.

What does financially fit mean?

You can pay bills on time

Being able to pay expenses on time, each month, avoiding penalties and minimizing interest charges.

Learn How

You're building your savings

Routinely adding to your savings so there is money available for emergencies and retirement.

Learn How

You're able to plan for your future

Knowing what you spend and how much you need to save, minimizing surprises, yet being ready for them, when they occur.

Learn how

Answers…throughout your life

We offer more than a one-and-done service. NFCC and our member agencies are here for you at every stage of your money life with ready answers, guidance you can follow, and a path to a better life.

Graduation

New Job

New Car

Wedding

Homeownership

New Baby

Divorce

Retirement

Death of a Spouse

Which debt repayment method is right for you?

When it comes to repaying debt, you have several options. Our latest report discusses the pros and cons of each so you can choose the right one for your circumstances.

Request your copy now

Number of people who worked with an NFCC Financial Advocate to get financially fit

3,140,189

*Total clients served from Q1 2016 – Q4 2018.

Jonelle B.

Jonelle B.

I talked to several credit management companies who made me feel like a statistic, not a human being. Take Charge America, an NFCC member, was interested in ME! That made me feel safe, encouraged and respected.

Francine S.

Francine S.

My financial coach gave me the confidence and skills to buy a new home.

See more testimonials

Stay in the know

Register to receive our monthly newsletter for smart money management tips and to be alerted when we post new content to our blog.