Get connected with a counselor today!

Debt is real and it isn’t forever.

You have choices. Regain control of your finances and connect with a nonprofit, certified credit counselor.

Connect with a counselor

Or call 800-388-2227 for support.

Happy father with daughter having fun
Graduated daughter with proud mom pose for a picture
Happy old couple looking proud of each other

NFCC in the News


National Savings Day: 5 Ways To Kickstart Your Savings

much detail,” says Bruce McClary, spokesperson for the National Foundation for Credit Counseling (NFCC). “There’s no need to use a microscope…

Newsweek Online

Americans increasingly concerned about losing jobs amid housing crisis

get by,” Bruce McClary, a senior vice president at the National Foundation for Credit Counseling, told CNBC. Housing Market Sentiment Is…


Are credit repair services worth it? For those struggling with debt, the answer is often no

agency might be beneficial,” said Bruce McClary of the National Foundation for Credit Counseling. “But people need to keep their guard up when…

Who we help.

A trusted source, NFCC Member Agencies are here for you.

Everyone. Debt doesn’t discriminate. We make it our mission to help all types of people who want a more secure financial future. You are not alone in your journey—we are here to help pave the way.

How it works.

You’re one step closer to achieving your financial goals.

NFCC certified credit counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status.

  1. Connect with an NFCC certified credit counselor for a confidential consultation
  2. One-on-one review of your financial goals and budget
  3. Create a personalized financial action plan

Clear Benefits.

  • Stop collection calls
  • Lower interest rates
  • One monthly payment
  • No hidden fees
  • Affordable solutions
  • Improve financial health

Beyond our credentials and our decades of service as a nonprofit financial counseling organization, what we offer is hope. The kind of hope that allows you to envision a bright financial future that is achievable and sustainable.

Learn how we can help

Get Help With:

Icon for Managing Debt

Managing Debt

Icon for Budgeting Assistance

Budgeting Assistance

Icon for Getting Mortgage Ready

Getting Mortgage Ready

Icon for Avoiding Foreclosure & Eviction

Avoiding Foreclosure Eviction


How Much of Your Income Should Be Spent on Housing?

The cost of housing can be a huge financial strain, especially for low-income households. Many people live in housing situations where too much of their pay is going towards paying rent or a mortgage, leaving little for other essential expenses like food, utilities, and childcare. But how much of your income should you spend on […]

Foreclosure and Credit Counseling

Foreclosure is a term no homeowner wants to hear. It means you’ve fallen behind on your mortgage payments to the point where the lender is threatening to seize your home. While this can be a scary and overwhelming situation, it’s important to know that there are safe and effective foreclosure prevention options available to homeowners […]

May Is Small Business Month. Here’s How We Help Small Business Owners

Celebrated each May, Small Business Month is a month-long celebration of small businesses. It highlights the courage, community efforts, and hard work small business owners exhibit day after day. Small businesses are truly the backbone of the U.S. economy, but they’re facing unprecedented challenges, including a major credit crunch. Read on to learn about some […]

Inflation and the Military: Four lifelines for active duty servicemembers and veterans

The 15th annual Consumer Financial Literacy Survey conducted by The Harris Poll on behalf of the National Foundation for Credit Counseling (NFCC) and the Wells Fargo Foundation has revealed that military households are experiencing more negative effects of inflation than the general population. According to the survey, the impact of inflation is affecting military households […]

chevron_right Read the NFCC Blog

Creating a plan today for a brighter tomorrow.

Creating a plan today for a brighter tomorrow.

Quote Icon

Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher
Client, NFCC Member Agency Money Management International
Quote Icon
Happy mom and daughter

Better financial futures for all.

Ready to get started? We’re here to help. Fill out the form below to connect with us.

Ready to connect or learn more about us?

Call us at 800-388-2227