Get help with your debt!

From someone with your best interest in mind!

Trusted nonprofit debt relief is here for you. Whatever your situation, we'll work with you to get relief from the financial stress you're living with. Then, we'll set you on a path to improving your credit and debt management skills so you can live a financially fit life.

Become a homeowner!

Envisioning Homeownership can help!

Learn more

If being a homeowner is your goal, we’ve got the program for you! The NFCC Envisioning Homeownership program was created to help you achieve your dream of successful, stress-free, long-term homeownership.

Get out of debt now!

We can help you achieve your goals!

TALK TO A NONPROFIT COUNSELOR TODAY!

Buy a home!

Your goals are within reach!

LEARN ABOUT ENVISIONING HOMEOWNERSHIP

A Debt Management Plan is the smart choice for paying off your debt!

Nonprofit

Can help improve credit score

Lowers interest rates

Helps you pay everything you owe

One monthly payment

Comprehensive counseling and education provided

Provides a structured payment plan

See if you qualify today!

Get out of debt with our help!

We provide you with options for getting your money life in shape so you can stay on track and achieve your money goals.

Young credit advisers giving debt advice

One-on-One financial coaching

It’s quick and easy to schedule a phone appointment with an NFCC Certified Financial Counselor.

Find a Financial Coach Now

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Receive NFCC’s Money Tips Monthly

Be in the know with a free subscription to our monthly newsletter. With money saving tips you can put into action now, it’ll keep you moving toward your financial goals.

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Online Resources

Ask our automated, online counselor, Penny for help finding articles, links, calculators and more for immediate answers. Improve your money smarts at your own pace, now.

What does financially fit mean?

You can pay bills on time

Being able to pay expenses on time, each month, avoiding penalties and minimizing interest charges.

Learn How

You're building your savings

Routinely adding to your savings so there is money available for emergencies and retirement.

Learn How

You're able to plan for your future

Knowing what you spend and how much you need to save, minimizing surprises, yet being ready for them, when they occur.

Learn how

Answers…throughout your life

We offer more than a one-and-done service. NFCC and our member agencies are here for you at every stage of your money life with ready answers, guidance you can follow, and a path to a better life.

Graduation

New Job

New Car

Wedding

Homeownership

New Baby

Divorce

Retirement

Death of a Spouse

Jonelle B.

I talked to several credit management companies who made me feel like a statistic, not a human being. Take Charge America, an NFCC member, was interested in ME! That made me feel safe, encouraged and respected.

Francine S.

My financial coach gave me the confidence and skills to buy a new home.

See more testimonials