Debt is real and it isn’t forever.

You have choices. Regain control of your finances and connect with a nonprofit, certified credit counselor.

Connect with a counselor

Or call 800-388-2227 for support.

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NFCC in the News

Clark Howard Show Online – Cox Radio Inc

If I Have To Choose Between Paying My Car Loan and My Credit Card Payments, Which Should I Pick?

or in person with a counselor or an affiliate of the National Foundation for Credit Counseling to see what they can negotiate for you at…

AARP Blogs

Debt-Defying Credit Card Strategies

strategy,” says Bruce McClary, spokes­person for the National Foundation for Credit Counseling. Once you’ve calculated how much you can put…

Military Times

Why inflation is hurting military families worse than civilians

president of membership and communications for the National Foundation for Credit Counseling. As the lead spokesperson, McClary provides…

Consumer Reports

Mortgage Denied? Here Are 5 Hacks to Improve Your Credit Score.

on your report, says Bruce McClary of the nonprofit National Foundation for Credit Counseling (NFCC) who has provided debt counseling and credit…

Trends Journal

American Parents Have Tough Time Taking Care of Adult Children

2022.) Bruce McClary, a senior vice president at the National Foundation for Credit Counseling, told the news outlet that Americans are worried…

Register Today NFCC Connect

NFCC announces 2023 conference to be held in Washington, D.C.

Click here for more information.

Who we help.

A trusted source, NFCC Member Agencies are here for you.

Everyone. Debt doesn’t discriminate. We make it our mission to help all types of people who want a more secure financial future. You are not alone in your journey—we are here to help pave the way.

How it works.

You’re one step closer to achieving your financial goals.

NFCC certified credit counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status.

  1. Connect with an NFCC certified credit counselor for a confidential consultation
  2. One-on-one review of your financial goals and budget
  3. Create a personalized financial action plan

Clear Benefits.

  • Stop collection calls
  • Lower interest rates
  • One monthly payment
  • No hidden fees
  • Affordable solutions
  • Improve financial health

Beyond our credentials and our decades of service as a nonprofit financial counseling organization, what we offer is hope. The kind of hope that allows you to envision a bright financial future that is achievable and sustainable.

Learn how we can help

Get Help With:

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Managing Debt

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Budgeting Assistance

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Getting Mortgage Ready

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Avoiding Foreclosure Eviction


Foreclosure and Credit Counseling

Foreclosure is a term no homeowner wants to hear. It means you’ve fallen behind on your mortgage payments to the point where the lender is threatening to seize your home. While this can be a scary and overwhelming situation, it’s important to know that there are safe and effective foreclosure prevention options available to homeowners […]

May Is Small Business Month. Here’s How We Help Small Business Owners

Celebrated each May, Small Business Month is a month-long celebration of small businesses. It highlights the courage, community efforts, and hard work small business owners exhibit day after day. Small businesses are truly the backbone of the U.S. economy, but they’re facing unprecedented challenges, including a major credit crunch. Read on to learn about some […]

Inflation and the Military: Four lifelines for active duty servicemembers and veterans

The 15th annual Consumer Financial Literacy Survey conducted by The Harris Poll on behalf of the National Foundation for Credit Counseling (NFCC) and the Wells Fargo Foundation has revealed that military households are experiencing more negative effects of inflation than the general population. According to the survey, the impact of inflation is affecting military households […]

Rent Going Up? Here’s What You Can Do

The past few years have been a wild ride for renters, thanks to the global pandemic, runaway inflation, and many other factors. Across the country, rent increases are surging. It’s forcing many renters to make tough decisions about where they can afford to live. If you’re like millions of Americans and you’re facing a looming […]

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Creating a plan today for a brighter tomorrow.

Creating a plan today for a brighter tomorrow.

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Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher
Client, NFCC Member Agency Money Management International
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Planning better futures for all.

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Ready to connect or learn more about us?

Call us at 800-388-2227