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GET FREE HELP NOW

Call NFCC at
800.388.2227

Get Immediate Relief from Credit Card Debt

Take the first step.

Start Our Free Online Assessment

Connect to a trusted NFCC member agency, who will be there to help you find the debt relief solution that’s right for you without a loan.

Self-employed or running a small business? Pay off your personal debt quickly.

A credit counselor can help.

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Worried because you can’t pay your rent or mortgage?

Free nonprofit housing counseling is available!

Get help now

HOW CAN WE HELP?

We can help you pay off your debt faster.

We can provide a budget and credit review.

We can counsel you to improve your financial health.

We can lower your interest rates regardless of your credit score.

Nonprofit debt management is the smart choice for paying off your debt!

Nonprofit Debt Management Plan DMP
  • Can improve credit health
  • Lowers interest rates
  • Stops creditor calls
  • One easy monthly payment
  • No Tax or legal concerns [3]
  • Provides financial education for long-term success
  • Offers affordable solutions
For-profit Debt Settlement Debt Settlement
  • Can improve credit health [1]
  • Lowers interest rates
  • Stops creditor calls
  • One easy monthly payment
  • No Tax or legal concerns
  • Provides financial education for long-term success
  • Offers affordable solutions [2]
Bankruptcy Bankruptcy
  • Can improve credit health
  • Lowers interest rates
  • Stops creditor calls
  • One easy monthly payment
  • No Tax or legal concerns
  • Provides financial education for long-term success
  • Offers affordable solutions
Get Started With a Credit Counselor Now

How it works

When you decide to schedule a session, you’ll have a one-on-one conversation with an NFCC Certified Credit Counselor. It is easy to set up and personalized to your situation. Curious before you call?

See what to expect

Who we help

A middle-aged Asian couple smile as they go over their credit adviser's debt advice on their tablet

People with debt

Senior Couple Walking Dog Along Suburban Street after receiving first time home buyer counseling

First-time Homebuyers

Student Loan Debt Counseling Graduation

Student Loan Borrowers

Military members at a ceremony

Military and Veterans

Two middle-aged people smiling as they look over debt advice from a credit adviser

Small Business Owners

What does financially fit mean?

You’re able to plan for your future

Knowing what you spend and how much you need to save, minimizing surprises, yet being ready for them, when they occur.

Learn How

You’re building your savings

Routinely adding to your savings so there is money available for emergencies and retirement.

Learn How

You’re able to plan for your future

Being able to pay expenses on time, each month, avoiding penalties and minimizing interest charges.

Learn How
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Which debt repayment method is right for you?

When it comes to repaying debt, you have several options. Our latest report discusses the pros and cons of each so you can choose the right one for your circumstances.

Request your copy now

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