Debt Is Real, But It Isn’t Forever

Take the first step toward a future of financial clarity and relief

Let’s get started

Call 800-388-2227 for support

As one of the oldest networks of nonprofit financial counseling agencies, the NFCC is here to help you defeat your debt and look forward with confidence.

Ready to connect or learn more about us?

Call us at 800-388-2227

Our Simple Step-by-Step Process

What to expect from start to finish

Connect With a NFCC Credit Counselor

Together, we will review our financial challenges and goals.

Plan for Success

Then, we will develop an actionable plan to defeat your debt.

Take Control of Your Finances

Finally, we will consolidate your bills into ONE manageable monthly payment.

Let’s conquer your debt

Choosing NFCC

Beyond our credentials and our decades of service as a nonprofit financial counseling organization, what we offer is hope. The kind of hope that allows you to envision a bright financial future that is achievable and sustainable.

Our grounded expertise, inclusive solutions, and commitment to the common good are what turn that hope into a plan that fulfills your dreams. Years of independent, academic research have proven our efforts effective. Ultimately, we believe in better futures for all, and we are committed to seeing that through.

Learn how we help

Clear Benefits

Stop collection calls
Lower interest rates
One monthly payment
No hidden fees
Affordable solutions
Improve financial health

Who Will Benefit

Everyone. Debt doesn’t discriminate. We make it our mission to help all types of people who want a more secure financial future. You are not alone in your journey—we are here to help pave the way.

People With Credit Card Debt

Self-Employed

Aspirational Homeowners

Student Loan Borrowers

Distressed Renters

Veterans and Military Families

Ready to connect or learn more about us?

Call us at 800-388-2227

NFCC BLOG

Everything you need to know to turn your finances around

Check it out

Featured

How Frequently Can I Open New Credit Cards without Hurting my Credit Score?

Q: Is it wise to apply for a credit card within three months of applying for one even if I already have seven other op…

Bruce McClary / Wednesday July 13, 2022

Most Recent

Bruce McClary
Saturday December 17, 2022

How to Shop for Affordable Auto Insurance

When it comes to shopping for car insurance, you want affordable auto insurance that also meets your needs. Your coverage rate depends on many factors, includin…

Sarah Brady
Saturday December 10, 2022

Do I Qualify for Student Loan Forgiveness?

If you have a federal student loan, you could be one of roughly 43 million people who became eligible for forgiveness in 2022. Thanks to the Student Debt Rel…

Sarah Brady
Wednesday December 7, 2022

Is Now a Good Time to Buy a Home?

Buying a home can be a great way to build wealth and create stability for your family. But now is not always a good time to buy. If the housing market …