Restoring Hope in Your Financial Future

Whether you are saddled with student loans, facing a mountain of credit card debt, or dealing with a temporary setback—we can help. Debt management can be a blur, but we’re here to paint a clearer picture on how to achieve a thriving financial future.

Connect with us

A System That Works for Everyone

While financial situations may differ from person to person, debt can feel overwhelming no matter the amount. In just one session, typically 30 minutes to an hour, an NFCC Certified Counselor will speak with you about your current financial circumstances and help create an actionable plan to tackle your debt. No loans. No hidden fees. No hassle With our concrete, proven solutions, we can help you navigate your future with ease.

Fast Relief

Debt-relief plans are straightforward and are put into action on your first meeting.


No one is turned away. You always know where you stand and who to call with questions.

Local to You

250 agency locations and 1,215 certified credit counselors.

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What Questions to Expect When Calling the NFCC

Do you prefer to connectrnon the phone or in-person?


What type of service will best help you?


Do you have a budgetrnestablished yet?

Ready to connect or learn more about us?
Call us at 800-388-2227
Stop collection calls
Consolidate bills into smaller monthly payments
Lower interest rates regardless of credit score
Eliminate late fees and over the limit charges
Pay off your debt faster
Improve you money habits
Why Work With a Nonprofit?
No One is Turned Away

As a nonprofit organization, we recognize the systemic racial inequalities that still exist in our society today. We are proud to provide equal access to debt management expertise, resources, and support for every individual that comes our way. Our broad network of strategic partners is at the core of our success. By maintaining relationships with some of the banks or creditors you may owe money to, and consistently partnering with reputable agencies, we help consolidate debt, offer affordable repayment programs, negotiate payment terms, and in some cases a longer payback period for your debt. We are in it for you, and your financial future ahead.