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Debt is real and it isn’t forever.

You have choices. Regain control of your finances and connect with a nonprofit, certified credit counselor.

Or call 800-388-2227 for support.

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NFCC in the News

Black Enterprise Magazine Online

Facing The Signs Of Debt Addiction

you could lose everything if you don’t take action. National Foundation for Credit Counseling overspending compulsive spending debtors…

CBS News Online

The pros and cons of different debt relief programs

president of media relations and membership at the National Foundation for Credit Counseling, joined CBS News to discuss what might work best…

Washington Post Online, The

How to make an easy budget – no app required

struggling to balance your budget, get help from the National Foundation for Credit Counseling. You can find a nonprofit credit counseling agency…

KOMO-TV Online

3 financial adjustments to make now for future savings

car trip,” said Bruce McClary, a vice president at the National Foundation for Credit Counseling. “It shows where you are and where you want to go,…


Trying to get rid of your credit-card debt in 2024? Here’s your action plan.

said Bruce McClary, spokesman at the National Foundation for Credit Counseling. Nonprofit credit counselors had an especially busy holiday…

Who we help.

A trusted source, NFCC Member Agencies are here for you.

Everyone. Debt doesn’t discriminate. We make it our mission to help all types of people who want a more secure financial future. You are not alone in your journey—we are here to help pave the way.

How it works.

You’re one step closer to achieving your financial goals.

NFCC certified credit counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status.

  1. Connect with an NFCC certified credit counselor for a confidential consultation
  2. One-on-one review of your financial goals and budget
  3. Create a personalized financial action plan

Clear Benefits.

  • Stop collection calls
  • Lower interest rates
  • One monthly payment
  • No hidden fees
  • Affordable solutions
  • Improve financial health

Beyond our credentials and our decades of service as a nonprofit financial counseling organization, what we offer is hope. The kind of hope that allows you to envision a bright financial future that is achievable and sustainable.

Get Help With:

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Managing Debt

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Budgeting Assistance

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Getting Mortgage Ready

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Avoiding Foreclosure Eviction


In Honor of Love Your Pet Day, Here’s How To Budget For Your Furry Friend

Did you know February 20th is “Love Your Pet Day?” Having a pet is one of life’s greatest joys. Our furry, feathery, and scaly companions bring love, laughter, and a special kind of warmth to our homes—but keeping them healthy and happy comes with its own set of responsibilities, including financial implications that can sneak […]

How to Get Out of Credit Card Debt

For many, credit card debt starts with small, seemingly manageable purchases. Over time, these purchases accumulate, turning into a mountain of debt that can feel overwhelming. This common scenario is one that countless Americans face, leading to stress and uncertainty about how to regain financial control. With the right strategies and guidance, overcoming credit card […]

7 Myths About Credit Counseling

Having financial problems can be isolating. According to a survey from NerdWallet, a third of people with credit card debt haven’t told a single person how much money they owe. That makes more than 55 million credit-card holders who are keeping their debt a secret, not to mention countless others who aren’t talking about their […]

What Is a Perfect Credit Score – And How Important Is It?

A perfect credit score can seem elusive for many who actively manage their finances. It’s often held up as the pinnacle of financial responsibility, indicating exceptional creditworthiness. But what is a perfect credit score? And is having perfect credit as important as it’s often made out to be? What Is a “Perfect” Credit Score? The […]

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Creating a plan today for a brighter tomorrow.

Creating a plan today for a brighter tomorrow.

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Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher
Client, NFCC Member Agency Money Management International
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Better financial futures for all.

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Call us at 800-388-2227