Everyone Deserves a Debt-Free Future

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Inclusive Solutions That Benefit All

As your financial advocate, we make it easier and more convenient for you to regain control over your debt, no matter how much you owe. We don’t turn anyone away, regardless of your background or circumstance. Our services are here to guide you forward and will not cause you to go into further debt.

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You Are Not Alone
Debt is a national crisis

  • $3.9T+

    Outstanding U.S. consumer debt
  • $15K

    Average American credit card debt per household
  • 62%

    Americans carry credit card debt month-to-month
Review your financial obligations
Get solutions and recommendations according to your concerns
Learn how to manage your debt
Let us develop a personalized plan for you to help you achieve your goals and prevent future pitfalls
Personalized Credit and Debt Counseling for Any Situation

Whether you are dealing with the effects of inflation, living paycheck to paycheck, experiencing a financial strain that comes from an unexpected emergency–or you just need help with money management–a certified credit counselor can help you make a plan to pay off your debt today.

NFCC Certified Credit Counselors work with you to determine the best options for getting relief from the financial pressure you are experiencing.

Understanding Your Credit Report

Your credit report is a compilation of data gathered and updated regularly by credit reporting agencies or “credit bureaus.” The credit reporting agencies sell this information to lenders and other companies and organizations to help them determine how you manage credit before lending, insuring, or even hiring you. Your credit report could include identification information, employment history, credit history, inquiries of those who have requested your credit report, and public records.

After completing a credit report review session you will have:

  • A complete understanding of how to interpret the information found on your credit report
  • What your credit score is used to determine
  • Suggestions on how to use credit wisely to ensure your credit remains up-to-date

Alternative Solutions to Explore

 

Steady Support, Real Results
We are here to help you forward with proven long-term solutions

  • 1 M+

    Consumers served and counting
  • 1 K+

    NFCC Credit Counselors
  • 73%

    Consumers pay back their debt

Who Else Can Benefit

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