Debt is real and it isn’t forever.

You have choices. Regain control of your finances and connect with a nonprofit, certified credit counselor.

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Or call 800-388-2227 for support.

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NFCC in the News

CNBC Online

Navigating medical bills: Take these 12 steps to manage costs and minimize debt

said Bruce McClary, senior vice president of the National Foundation for Credit Counseling. ”Talk to a nonprofit credit counselor to understand…

CBS News Online

Student loan payments resume soon: Here’s what you need to know

president of media relations and membership at the National Foundation for Credit Counseling. “Don’t just pay the minimum. That applies to any…


Has Apple Pay made it too easy to spend money?

says Bruce McClary, vice president of marketing at the National Foundation for Credit Counseling. “They’ve been using their credit cards more…


Ditch the plastic: 8 strategies for crushing your credit card debt

senior vice president of media relations for the National Foundation for Credit Counseling, a non-profit credit counseling organization. “Talk…

Who we help.

A trusted source, NFCC Member Agencies are here for you.

Everyone. Debt doesn’t discriminate. We make it our mission to help all types of people who want a more secure financial future. You are not alone in your journey—we are here to help pave the way.

How it works.

You’re one step closer to achieving your financial goals.

NFCC certified credit counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status.

  1. Connect with an NFCC certified credit counselor for a confidential consultation
  2. One-on-one review of your financial goals and budget
  3. Create a personalized financial action plan

Clear Benefits.

  • Stop collection calls
  • Lower interest rates
  • One monthly payment
  • No hidden fees
  • Affordable solutions
  • Improve financial health

Beyond our credentials and our decades of service as a nonprofit financial counseling organization, what we offer is hope. The kind of hope that allows you to envision a bright financial future that is achievable and sustainable.

Learn how we can help

Get Help With:

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Managing Debt

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Budgeting Assistance

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Getting Mortgage Ready

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Avoiding Foreclosure Eviction


How Much of Your Income Should Be Spent on Housing?

The cost of housing can be a huge financial strain, especially for low-income households. Many people live in housing situations where too much of their pay is going towards paying rent or a mortgage, leaving little for other essential expenses like food, utilities, and childcare. But how much of your income should you spend on […]

Foreclosure and Credit Counseling

Foreclosure is a term no homeowner wants to hear. It means you’ve fallen behind on your mortgage payments to the point where the lender is threatening to seize your home. While this can be a scary and overwhelming situation, it’s important to know that there are safe and effective foreclosure prevention options available to homeowners […]

May Is Small Business Month. Here’s How We Help Small Business Owners

Celebrated each May, Small Business Month is a month-long celebration of small businesses. It highlights the courage, community efforts, and hard work small business owners exhibit day after day. Small businesses are truly the backbone of the U.S. economy, but they’re facing unprecedented challenges, including a major credit crunch. Read on to learn about some […]

Inflation and the Military: Four lifelines for active duty servicemembers and veterans

The 15th annual Consumer Financial Literacy Survey conducted by The Harris Poll on behalf of the National Foundation for Credit Counseling (NFCC) and the Wells Fargo Foundation has revealed that military households are experiencing more negative effects of inflation than the general population. According to the survey, the impact of inflation is affecting military households […]

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Creating a plan today for a brighter tomorrow.

Creating a plan today for a brighter tomorrow.

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Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher
Client, NFCC Member Agency Money Management International
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Better financial futures for all.

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Call us at 800-388-2227