Credit Reports and Credit Scores

Many people wonder if consulting with a financial counseling agency will affect their credit score. Your credit score is based on the information contained in y...

NFCC Certified Credit and Debt Counselors will provide you with a complete overview and understanding of what’s...

Most lenders use a mathematical formula to generate a “score” to help them determine if you are a good credit risk. The most frequently used version is the...

The information included in your credit report includes: Identifying information, including your Social Security number, address, and date of birth a...