Credit Reports and Credit Scores

Meeting with a credit counselor does not have any impact on your credit scores. Your NFCC-certified credit counselor cannot add or remove any information on you...

During a credit report review session, your NFCC-certified credit counselor will provide you with a step-by-step o...

A credit score is a numeric representation of the information in your credit reports. According to FICO, the company that invented credit scores, your credit sc...

Your credit reports are a record of your debt-related activities over the past seven to 10 years. Any information your creditors and debt collectors have report...