Housing

You’ve saved for a down payment, you’ve checked your credit score, you’ve limited your debt and you’re ready to mortgage your dream home. But how...

Conventional wisdom holds that buying a home is the best investment you can make, but despite rising rent prices across the country, many people are wondering i...

Q. We’ve used our credit cards too much and gotten ourselves into a stressful situation. We make a decent income, but the monthly paym...

Qualifying credit is a cornerstone of a home loan application. Mortgage lenders use credit scores to help assess a potential homebuyerâ...

Foreclosures are Down but Still Existent The number of foreclosure filings has decreased in many areas in the country.  Even still, foreclosures are s...

For most people, a home purchase will likely be the largest purchase that they will make in their lifetime. So, it’s important to be...

So you and you’ve finally decided to take that next step. You’ve got a steady job, saved up some money and are ready to start a family. You’re ready to bu...

Q: Hi, my credit score is very low because of medical issues my family has been dealing with. Besides my own home, I own two...

 As homeowners age and retire, income often becomes unsustainable, and the largest asset they have is the equity that they hav...

By Henry OchoaFor the past few months, private banks have been introducing 3% down conventional mortgage packa...