Credit and Credit Scores

If you are considering filing for bankruptcy, you need to know about an important requirement: credit counseling. It may not be the first thing that comes to mi...

As the COVID-19 pandemic interrupts incomes and tightens family budgets, many Americans have been looking to credit card hardship progr...

Question: I have 3 credit cards that I have paid off. If I was to accept an offer from another credit card company that offers...

If you have significant unsecured debt, you may be considering various repayment strategies. Debt settlement is an option that often looks attractive at first g...

Q. I have started the process of paying off credit card debt. It was suggested to me that I contact the credit card companies (more tha...

A personal financial crisis can take different forms. Losing a job, having your work hours or income reduced, facing a huge medical expense, and having your ide...

The COVID-19 crisis has forced many of us to shift priorities. People are focused on taking care of their families, following social di...

Q. Should I file for bankruptcy? I lost my job in 2007. I became unable to pay my credit card debts about two years later. My d...

Question: My husband and I need financial guidance and are not sure who we need to go to? A financial advisor? Debt counselor?...

When my partner and I first had the finance talk, I must admit—I was a little nervous. I didn’t have BAD credit but I was in the mi...