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Make your homeownership dream a reality!

If being a homeowner is your goal, we’ve got the program for you! The NFCC Envisioning Homeownership program was created to help you achieve your dream of successful, stress-free, long-term homeownership.

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By participating in the NFCC Envisioning Homeownership program, you’ll receive the critical pre-purchase coaching support you need to achieve long-term homeownership. To help ensure you achieve that goal a dedicated coach will work with you to get you ready to buy your home.

In this program, you’ll work with your homeownership coach to:

Qualify for a great mortgage and down payment assistance from our partner organizations.

Establish a personalized plan tailored to your unique financial goals for you and your family.

Overcome your current financial challenges including, student loans, credit card and small business debt.

Master the insights and lessons provided by the prepurchase education course.

Once you successfully complete the NFCC Envisioning Homeownership program, you’ll receive an NFCC Mortgage-Ready Certificate, which identifies you as an ideal future homeowner, ready to apply for a mortgage with a lender that participates in the program.

Program partners

Once you’re mortgage-ready, YOU’RE ON YOUR WAY AND IN CONTROL. We’ll provide you with information about the lenders and other service providers the NFCC has evaluated, approved and selected specifically to support you in the pursuit of your dream through the NFCC Envisioning Homeownership program. Our program partners will work with you as you prepare to purchase your home. They also offer considerable financial incentives such as down payment assistance funding and exclusive incentives for NFCC Mortgage-Ready Certificate* holders who complete the program and qualify for a mortgage.

*Completion of the NFCC Envisioning Homeownership program and receipt of the NFCC Mortgage-Ready Certificate do not guarantee approval for a mortgage. Mortgage applications are subject to lenders’ qualification standards and review processes. However, any lender who participates in our program is ready and has expressed an interest in working with you to achieve your goal of homeownership.

Why you want to do this

It’s no secret that renters make landlords wealthy! The time has come to STOP making other people wealthy. Time now for you to build your own wealth. When you own your home, it helps you build wealth. Here are some of the ways you can benefit.

Additionally, your coach will also serve as an ongoing resource you can count on every step of the way – and long after you’ve moved in.

In their own words: Hear from people we’ve helped

Amanda V.

My goal since high school has been to own my own home by the age of 30. I met that goal on June 26, 2018, ten days before my 29th birthday. But it wasn’t easy.

6 advantages of homeownership


Build wealth in a real asset as you repay your mortgage.


Realize appreciation on your investment as the value of the home rises over time.


Customize your living space to match your lifestyle and decorating preferences.


Stabilize your monthly housing expense for better budgeting.


Know that you can accommodate additions to your family without moving.


Gain the potential for future tax benefits.

The more you know

To help get you the critical information and knowledge you need to empower you as you progress through this process, these articles, calculators and tips will help you become a better, more knowledgeable and confident home buyer, as well as a satisfied, full-fledged, long-term homeowner.

Homeownership is the American dream. The time has come to make that dream your reality. Together, we can make it happen for you.

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