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Tired of paying too much for rent?

The Envisioning Home Ownership® program for
first-time homebuyers will get you out of the cycle
of renting and into successful, stress-free, long-term homeownership!

Get Started Now

Stop throwing your money away renting.
We can help you take the steps to own your own home!

The NFCC Envisioning Home Ownership® program, gives you the critical pre-purchase coaching support you need to achieve long-term homeownership. A dedicated coach will work with you every step of the way to get you ready to buy your home.

In this program, you’ll work with your homeownership coach to:


Qualify for a great mortgage and down payment assistance from our partner organizations.


Establish a personalized plan tailored to your unique financial goals for you and your family.


Overcome your current financial challenges including, student loans, credit card and small business debt.


Master the insights and lessons provided by the prepurchase education course.

At the completion of the first-time homebuyer program,you’ll receive an NFCC Mortgage-Ready Certificate, which identifies you as an ideal candidate for homeownership, and shows you’re ready to apply for a mortgage with a lender that participates in the program.

Program partners

Once you’re mortgage-ready, we’ll provide information about the lenders and other service providers the NFCC has evaluated, approved and selected specifically to support you in the pursuit of your dream through the NFCC Envisioning Home Ownership® program.

Our program partners will work with you as you prepare to purchase your home. They also offer considerable financial incentives such as down payment assistance funding and exclusive incentives for NFCC Mortgage-Ready Certificate* holders who complete the program and qualify for a mortgage.

*Completion of the NFCC Envisioning Home Ownership® program and receipt of the NFCC Mortgage-Ready Certificate do not guarantee approval for a mortgage. Mortgage applications are subject to lenders’ qualification standards and review processes. However, any lender who participates in our program is ready and has expressed an interest in working with you to achieve your goal of homeownership.

Why you want to do this

It’s no secret that renters make landlords wealthy! The time has come to STOP
making other people wealthy.
It’s time now for YOU to build your own wealth.

Here are some of the ways you can benefit from homeownership!

6 advantages of homeownership


Build wealth in a real asset as you repay your mortgage.


Realize appreciation on your investment as the value of the home rises over time.


Customize your living space to match your lifestyle and decorating preferences.


Stabilize your monthly housing expense for better budgeting.


Know that you can accommodate additions to your family without moving.


Gain the potential for future tax benefits.

In their own words: Hear from people we’ve helped

Amanda V.

My goal since high school has been to own my own home by the age of 30. I met that goal on June 26, 2018, ten days before my 29th birthday. But it wasn’t easy.

The more you know

We've got articles with lots of critical information and knowledge you need to empower you as you go through this process. These articles, calculators and tips will help you be a better, more knowledgeable and confident home buyer.

Homeownership is the American dream. The time has come to make that dream your reality. Together, we can make it happen for you.

Get started