Credit Counseling

It’s hard to make a plan for your finances when you don’t know where you’re going. That is why it...

A: Dear reader, consolidating your federal student loans could be an option to help you manage your payments and potentially avoid default. However, combining y...

by Shannon Razadin By now military families have heard about the impending changes to the military retirement system. Shannon Razsadin, executive director of th...

A: Dear reader, it’s very common for people to seek personal loans or balance transfers to pay off their credit cards when they feel overwhelmed with their de...

So you and you’ve finally decided to take that next step. You’ve got a steady job, saved up some money and are ready to start a family. You’re ready to bu...

Dear reader, Paying off your debts with your 401(k) is not as practical and beneficial as it sounds, especially when you may have other avenues available to...

Q. How can I build credit if I have no credit history? Dear Reader, Establishing your credit history for the first time can seem like a daunting task....

Q. What steps should I take to prepare as a first-time homebuyer? Dear reader: The prospect of becoming a home owner is very exciting and itâ€...

Most people in the United States are familiar with the term bankruptcy.Bankruptcy, handled in the federal courts, can help a pe...

As part of Financial Literacy Month, we are doing a series on what it means to be certified by the National Foundation for Credit Counseling, why it matters, a...