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First-Time Home Buyer Counseling Information

If you are currently considering buying a home, we hope that you will take a few minutes to read the following sections on how to best educate yourself about home-buying. First-time home buyer counseling can help you evaluate the process and financial commitment of buying a home.

  1. Is homeownership right for you?
    1. Advantages of Homeownership
    2. Possible Drawbacks to Homeownership
  2. Can you afford to buy a house?
    1. Analyzing Your Current Expenses
    2. The Costs of Purchasing a Home
  3. How much home can you afford?
    1. Your Down Payment
    2. Your Borrowing Power
  4. How can you increase your borrowing power?
  5. Are you ready for homeownership?