Go to Top

Housing Counseling

Homeowner Crisis Resource Center

Housing Counseling Can Help You Turn the American Dream into a Reality

Despite its many benefits, homeownership is not without its financial risks. Whether you’re a current homeowner needing assistance, or looking to purchase a home in the future, realistic goals, sound advice, careful planning, and a clear understanding of the costs involved are critical.

Studies show there are clear benefits toward receiving housing counseling. With the assistance of an NFCC-certified housing counselor 69 percent of homeowners obtained a mortgage remedy, and 56 percent were able to become current on their mortgage.

Housing counseling can also help you prevent foreclosure, avoid predatory lenders, and find a loan modification cure to reduce your monthly mortgage payment. NFCC-certified housing counselors are experienced. They know the process and they know the pitfalls.

Click here to learn more about how housing counseling can help you.

NFCC Member Agencies Offer the Following Housing Counseling Services:

Pre-Purchase Counseling: An NFCC Certified Housing Specialist will sit down with you to work through and evaluate the home buying process, the mortgage lending process, and the financial commitment you are about to undertake.
Foreclosure Prevention: Working together, an NFCC Certified Housing Specialist will examine your financial situation, and offer guidance on how best to avoid default or foreclosure all while exploring different ways to resolve your mortgage situation to help keep you in your home.
Reverse Mortgage: NFCC Certified Housing Specialists provide seniors with information on Home Equity Conversion Mortgages (HECM) otherwise known as reverse mortgages. Information is presented in one-on-one sessions so that clients receive the information they need to make an informed decision while also avoiding predatory lending practices.