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Tools and Tips

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Knowledge First

The NFCC and its partners are committed to helping you succeed on your journey toward financial health. Designed to complement the credit counseling experience, our partners provide valuable information and tools to help you meet your goals.

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Online Resources

Can you save with a DMP?

Click here to better understand how a nonprofit credit counselor can put you on a path to paying down your debt.

See if you can save.

Working Together

NFCC-Certified Online Courses

Education is key to the NFCC’s mission to help all Americans manage debt. Boost your knowledge through our online courses.

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Improve Your
Credit Score

Timely bill payments are important to building financial health. Learn how to build credit as you work with your counselor.

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Create an Intelligent Budget

Many people don’t know how much they spent last month. Better understand your financial situation as you engage in counseling.

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Keys to Homeownership

NFCC-certified credit counselors can help you understand the process of purchasing a home. No two home-buying journeys look exactly the same, and the path is rarely a straight line. The whole process can be simplified if you break it down–understanding how to create a household budget that may better position you to qualify for a mortgage. 

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Family moving into a home.

NFCC Partner Blog

Should You Use a Personal Loan or Balance Transfer to Pay off Credit Card Debt?

The NFCC often receives questions from readers about their money challenges. We answer common questions in our Ask an Expert series to help readers find the information they need. Question: I have a large balance on my credit card and I’m looking for a way to pay it off. Would you recommend seeking a personal […]

Debt-to-Income Ratio: What Homebuyers Need to Know

The NFCC often receives questions from readers about their money challenges. We answer common questions in our Ask an Expert series to help readers find the information they need. Question: I’m considering buying my first home. I’ve been doing some research and keep hearing about the debt-to-income ratio. What exactly is the debt-to-income ratio and […]

Create Your Student Loan Strategy

Millions of student loan borrowers are facing changes to repayment plans: and increased monthly payments.   If you’re struggling to decode your student loan options, don’t wait to get started. All you need is ten minutes to create your student loan strategy with the National Foundation for Credit Counseling (NFCC).  Start Here Here’s how it works:   Help is available. Get started today. 

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About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,500 NFCC Certified Credit Counselors serving all 50 states and U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.

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