NFCC Homepage

Get connected with a counselor today!

800-388-2227
Select English
Seleccionar Espanol

Tools and Tips

NFCC Logo Mark

Knowledge First

The NFCC and its partners are committed to helping you succeed on your journey toward financial health. Designed to complement the credit counseling experience, our partners provide valuable information and tools to help you meet your goals.

Connect to credit counseling!
NFCC Credit Counselor

Online Resources

Can you save with a DMP?

Click here to better understand how a nonprofit credit counselor can put you on a path to paying down your debt.

See if you can save.

Working Together

NFCC-Certified Online Courses

Education is key to the NFCC’s mission to help all Americans manage debt. Boost your knowledge through our online courses.

Browse the catalogue.

Improve Your
Credit Score

Timely bill payments are important to building financial health. Learn how to build credit as you work with your counselor.

Try it today.
Piere App

Create an Intelligent Budget

Many people don’t know how much they spent last month. Better understand your financial situation as you engage in counseling.

Get Started

Keys to Homeownership

NFCC-certified credit counselors can help you understand the process of purchasing a home. No two home-buying journeys look exactly the same, and the path is rarely a straight line. The whole process can be simplified if you break it down–understanding how to create a household budget that may better position you to qualify for a mortgage. 

Learn more
Family moving into a home.

NFCC Partner Blog

Many Taxpayers Can Get Free Help Preparing and Filing Their Returns

Each year, Americans spend an average of $240 to prepare and file their tax returns, according to the IRS Taxpayer Advocate Service. And the process is so complicated that about one million taxpayers who could get money back don’t file returns, allowing the U.S. Treasury to keep more than $1 billion of their money. Many […]

Why Your Car Insurance Cares About Your Credit Card Balance

When your auto insurance renewal arrives and the premium has jumped, your first thought is probably to check your driving record. Did I get a speeding ticket? Was I in a fender bender? For many drivers, the driving record is completely clean. The real culprit behind the rate hike is hiding in their wallet: a […]

Should I Withdraw Money From My 401(k) to Pay Off Debt?

The NFCC often receives questions from readers about their money challenges. We answer common questions in our Ask an Expert series to help readers find the information they need. Question: I want to get out of debt and I’m thinking of taking money out of my 401(k) to pay it off. Is this a good […]

Read the NFCC Blog

About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,500 NFCC Certified Credit Counselors serving all 50 states and U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.

Get free financial tools and updates.

Sign Up!
CTA featured image