How Can I Repair My Credit the Right Way?
Question: I’m looking for help to repair my credit. I made a mistake in joining a debt consolidation group and they have trashed my credit. N...
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Monday June 20, 2022
Debt Consolidation
Debt Consolidation vs. Debt Settlement vs. Debt Management Program
What is Debt Consolidation?
Debt consolidation typically involves getting a lower in...
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Wednesday January 16, 2019
Why is a Home Equity Loan so Hard to Get?
Q. We’ve used our credit cards too much and gotten ourselves into a stressful situation. We make a decent income, but the monthly paym...
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Tuesday October 9, 2018
When Should You Consolidate Credit Card Debt?
The Reality of Using Credit Cards
Between card designs, rewards programs, and one-step purchasing, it can be easy to become credit card complacent, so...
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Friday February 23, 2018
I’m struggling to make payments on my student loan. I have all federal and Perkins loans. Should I consolidate them to get lower interest?
A: Dear reader, consolidating your federal student loans could be an option to help you manage your payments and potentially avoid default. However, combining y...
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Tuesday November 7, 2017