Debt Counseling

Many people wonder if consulting with a credit counseling agency will affect their credit score. First of all, remember that your credit score is based on the i...

No. If negative comments on your credit report are correct, they can remain in your file for up to seven years except for bankruptcy, which can remain for up to...

You can get a copy of your credit report by contacting the three major credit reporting agencies. Visit ...

You need a steady work record and continued residence at the same address. If you do not have a checking account, open one and be careful not to bounce checks....