Get connected with a counselor today!

Can you fix my credit report or clean it up?

No. If negative comments on your credit report are correct, they can remain in your file for up to seven years except for bankruptcy, which can remain for up to 10 years. If you believe there are errors in your credit report you must notify the credit bureau in writing. The bureau will follow up your request with your creditor. If the creditor agrees with you your report will be changed.