June Is National Homeownership Month—Here’s How We Can Help You Reach (and Protect) Your Dream

Owning a home is one of the most personal, powerful financial goals you can achieve—and for millions of Americans, it’s also one of the most stressful. Whether you’re dreaming of your first front porch or trying to hold onto the home you already love, June’s National Homeownership Month is a time to reflect and get real about where you stand.
At the National Foundation for Credit Counseling (NFCC), we know that homeownership means so much. It means stability and security. It means showing up for your family—and your future. We’re here to help you protect what matters most, every step of the way.
The Pressure Behind the Homeownership Dream
Between rising mortgage rates, rent increases, property taxes, and a cost of living that seems to climb monthly, housing stress is very real—and it doesn’t just affect homebuyers. It weighs heavily on renters trying to save, current homeowners juggling unexpected expenses, and anyone feeling squeezed by a housing market that’s moving faster than their paycheck. You don’t need to handle all this alone.
Whether you’re on the path to ownership or trying to stay in the home you already have, NFCC can connect you with a certified, trusted partner who will listen—then help you act. Our nationwide network of nonprofit housing counselors and credit experts work with people just like you to navigate challenges and build long-term stability.
If You’re Trying to Become a Homeowner
Dreaming of homeownership but unsure how to afford it? You’re not alone. An NFCC partner counselor can help you:
- Understand Your Credit and Make It Stronger: Lenders look closely at your credit history. Our partners can walk you through your credit report and help you make strategic improvements.
- Create a Realistic, Workable Budget: You need this not just for the down payment, but for everything that comes after—property taxes, maintenance, insurance, and utilities.
- Access Down Payment Assistance or First-Time Buyer Programs: You might be eligible for state or local programs, or even VA programs, that reduce your upfront costs.
- Prepare for Mortgage Approval: Know what lenders are looking for and avoid common mistakes that could derail your application.
Buying a home is a big step. You don’t need perfect credit. You don’t even need a massive savings account or expert-level real estate knowledge. You need a plan—and a partner who wants to help.
If You’re Already a Homeowner
Sometimes, it’s staying in your home that’s the bigger challenge. If you’re behind on mortgage payments, facing rising expenses, or worried about losing your home, speaking up early makes a difference. NFCC’s partners can help you:
- Explore mortgage relief options or negotiate with your lender before things get worse.
- Rebuild your budget to fit your current reality, especially if your income or expenses have changed.
- Tackle credit card debt that may be keeping you from paying for what really matters—like your mortgage.
- Find long-term stability, instead of short-term “fixes.”
Even if you’re not in crisis, having a financial check-in with a counselor can provide clarity and peace of mind.
If You’re Renting and Feeling the Pressure
Skyrocketing rent prices and short lease terms leave many renters feeling stuck. Whether you’re trying to save for a home or just make it through another year without a rent increase you can’t afford, our partners can help you:
- Build a path toward homeownership, no matter where you’re starting from.
- Negotiate with your landlord or understand your rights as a tenant.
- Create a sustainable budget that accounts for rising rent and unpredictable costs.
A More Stable Future Starts Here—Reach Out Today
Homeownership is truly part of a bigger journey toward financial stability, and you deserve support on that path. During National Homeownership Month, take the opportunity to check in with your finances, clarify your goals, and ask for help if you need it. NFCC is here to connect you with someone who won’t just give you advice—they’ll walk beside you as you take the next step.
Call us today at (800) 388-2227, and we’ll connect you to a certified credit or housing counselor who can help you protect your home—or help you finally achieve the one you’ve been dreaming of.