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Can I Maintain My Take Home Pay While Maxing Out My 401(k) Contributions?

With so many payroll deductions, it is common for many people to feel their take-home pay is almost gone by the time it gets to them....
Bruce McClary / Friday April 29, 2022
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Three Tips for Dealing With the Expired Child Tax Credit

The expansion of the Child Tax Credit (CTC) provided significant financial help to many families in 2021. While there has been d...
Bruce McClary / Monday April 18, 2022
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Can debt collectors sell or transfer the rights to your accounts?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
Bruce McClary / Monday March 21, 2022
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Should I pay my old debt before applying for a mortgage?

The NFCC often receives readers debt collection questions asking us what they should do in their money situation. We pick some to sha...
Bruce McClary / Friday March 18, 2022
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Inflation, Interest Rates and Sanctions: A Wicked Brew of Financial Stress Looms for Americans

A recent National Foundation for Credit Counseling (NFCC)...
Bruce McClary / Thursday March 17, 2022
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Suddenly get a large sum of cash? Advice for paying off debt

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
Bruce McClary / Thursday March 10, 2022
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How will paying my deferred student loans affect my credit?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
Bruce McClary / Tuesday March 8, 2022
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How to remove a paid charge-off from your credit report

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
Bruce McClary / Thursday March 3, 2022
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Should I pay the debt or save for a rainy day?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
Bruce McClary / Tuesday February 22, 2022
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Should I continue paying federal student loans off or invest in retirement?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
Bruce McClary / Tuesday February 22, 2022
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