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Understanding Your Credit Score

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Who We Are

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit financial counseling organization with a mission to help all Americans gain control over their finances. We support a network of committed Member Agencies to deliver high-quality, practical financial education and counseling services. NFCC-certified credit counselors serve all U.S. states and territories, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, mortgages and rentals, housing decisions, and money management.