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Debt is real and it isn’t forever.

You have choices. Regain control of your finances and connect with a nonprofit, certified credit counselor.

Or call 800-388-2227 for support.

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A trusted resource since 1951

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1,500+ NFCC certified credit counselors

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35 million served since 2006

Who we help.

A trusted source, NFCC Member Agencies are here for you.

Everyone. Debt doesn’t discriminate. We make it our mission to help all types of people who want a more secure financial future. You are not alone in your journey—we are here to help pave the way.

How it works.

NFCC-certified credit counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status.

  1. Connect with an NFCC-certified credit counselor for a confidential consultation
  2. Participate in a one-on-one review of your financial goals and budget
  3. Create a personalized financial action plan

Clear Benefits.

  • Stop collection calls
  • Lower interest rates
  • One monthly payment
  • No hidden fees
  • Affordable solutions
  • Improved financial health

Beyond our credentials and our decades of service as a nonprofit financial counseling organization, what we offer is hope. It’s the kind of hope that allows you to envision a bright financial future that is achievable and sustainable.

Get Help With:

Managing Debt

Budgeting Assistance

Getting Mortgage Ready

Avoiding Foreclosure Eviction

NFCC Blog

A Graduate’s Guide to Managing Debt After College

Transitioning from the hallowed halls of academia to the real world is a monumental feat—congratulations! But once you’ve tossed your cap and framed your diploma, the burden of student debt can cast a shadow on the excitement of this personal milestone. If you’re a recent grad staring down a mountain of loans—including student loans—know there […]

chevron_right Read the NFCC Blog

Creating a plan today for a brighter tomorrow.

Creating a plan today for a brighter tomorrow.

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Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher
Client, NFCC Member Agency Money Management International
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Better financial futures for all.

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