Balancing personal and business finance takes training.

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Small business financial
education brought to you by
With financial support from

To become a financially fit business, it helps to have a coach who'll show you how.

As a small business owner, having access to a nonprofit financial coach can make the difference between just being the boss and realizing your financial goals.

Gain the financial know-how you need to succeed, in business and your personal life. Contact an NFCC member agency now to ensure your goals are on track and stay there. Learn more about taking control of your personal and business finances today.

Find a Financial Coach Here

Sharpen Your Financial Focus®

This three-step program, available to you through an NFCC member agency, focuses you on your most pressing personal and business financial challenges:

Every small business owner walks away with a financial action plan

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Supporting Small Business Owner Financial Wellness

The National Foundation for Credit Counseling® (NFCC®) has joined forces with TD Bank, America's Most Convenient Bank®, and The TD Charitable Foundation, the charitable giving arm of TD Bank, to launch the NFCC small business financial counseling and education program.

Find an NFCC Member Agency Now


Get Started

Visit TD Bank’s Small Business Resource Center here.

Why choose us?

For more than 60 years, the NFCC and its member agencies have helped individuals and small business owners with their financial questions and concerns.


No one is turned away. You always know where you stand and who to call with questions.

Local to you

NFCC member agency offices nationwide are staffed by small business owner coaches.

We can help you.*



your personal and business finances.



your knowledge of how to manage business cash flow, tax implications, insurance and more.



checklists, worksheets and a customized financial action plan to better manage your small business.



personal debt that you may be using for your business.

*Results are not guaranteed.

Coaching made the difference.*

Making tracks.

My personal finances were undermining my ability to finance my inventory. The coaching I received helped me improve my credit worthiness on both accounts. Finally, I stopped spinning my wheels and started moving forward.

A pro in practice.

Money isn’t the point, it is the result. In the end, I wasn’t managing that money very well. After taking the leap and contacting NFCC, I now have someone I can call with questions. Better yet, I’m starting to feel like the pro I want to be, personally and professionally.

Growth is good!

Given the investment I’ve made in my future, I don’t plan to be a small business forever. I’m glad my financial coach showed me how to manage my finances in a way that will allow my firm to grow and turn a profit.

Working for ME!

When I first started working with an NFCC small business owner coach, I admit I was skeptical. But sticking with it led to me working smarter. Now I know where the “business” me ends and the “personal” me begins.

*Stories above represent a compilation of actual NFCC client experiences.

Real results.

Working with an NFCC® Certified Counselor has already made the difference for thousands of small business owners. Let us make a difference for you and your business.

Sharpen Your Financial Focus program participants report2 that…

now pay debt more consistently.

have improved their overall financial confidence.

are better at managing their money.

2The evaluation of the Sharpen Your Financial Focus program is being conducted by researchers at The Ohio State University.

Be informed.

To help you make the best decisions possible for your business, we keep you updated with articles offering actionable advice and the latest insights on recent news and how it may impact your finances.

Read Now

Who is the NFCC?

We are the National Foundation for Credit Counseling (NFCC). Founded in 1951, the NFCC is the nation’s first and largest nonprofit dedicated to improving people’s financial well-being.

NFCC members help millions of consumers like you through community-based offices serving all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

For more on the NFCC, visit


Thank you to TD Bank, America’s Most Convenient Bank® and The TD Charitable Foundation, the charitable giving arm of TD Bank, for their exclusive support and commitment to NFCC’s small business owner financial coaching and education program.