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What Is Credit Counseling and How Can It Help Me?

Sarah Brady, NFCCApril 1, 2026

Editor’s Note: This post was originally published in December 2020. Are you looking for a way to pay off your debt, raise your credit scores or just improve your finances overall? If so, an NFCC-certified credit counselor can help! Of course, we know there are lots of companies out there that claim they’ll “help” you improve your situation. That includes…

What Is Credit Counseling and How Can It Help Me?

Clear

Creating a plan today for a brighter tomorrow.

Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher

Client, NFCC Member Agency Money Management International

We realized that we had more expenses than income. My counselor helped me prioritize my expenses and informed me of options to handle my debt. She provided suggestions on how to balance our budget.

LeAnne

Apprisen Client

My daughter referred me! This program will help me pay off the debt faster and free up some money to start putting toward my retirement fund.

Deborah

InCharge Debt Solutions Client

I am only in the beginning stages but, so far, everything in my “plan” to financial stability seems to be going smoothly. I feel more prepared to handle my financial situation.

Jennifer

GreenPath Financial Wellness Client

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What Is Credit Counseling and How Can It Help Me?

Creating a plan today for a brighter tomorrow.

Creating a plan today for a brighter tomorrow.

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