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For over 60 years, NFCC and its member agencies have helped people just like you with their financial questions and concerns.
Debt-relief plans are straightforward and are put into action on your first meeting.
No one is turned away. You always know where you stand and who to call with questions.
Nearly 600 NFCC member agency offices nationwide are staffed by NFCC Certified Financial Counselors.
NFCC and our member agencies are nonprofit organizations. We receive funding and support from various sources.
That funding enables our member agencies to charge nominal fees—and, occasionally, no fees when grants exist—for their services. In other words, when our agencies charge fees, they are restricted to a level that is just high enough to cover our expenses. This structure ensures our services are affordable, and more importantly, it means we do not benefit from your circumstances.
Instead, we provide you with unbiased guidance, keeping our focus on what is best for your situation.
now pay debt more consistently.
have improved their overall confidence.
are better at managing their money.
1The evaluation of the Sharpen Your Financial Focus program is being conducted by researchers at The Ohio State University.
With these services, we make it easier and more convenient to help you regain control over your debt, no matter how much you owe.
bills into one smaller monthly payment.
your debt faster.
your money habits.
interest rates regardless of credit score.
late fees and over limit charges.
*Results are not guaranteed.
Debt settlement involves the services of a for-profit lawyer who charges you to arrange a single payoff for an amount lower than what you currently owe. While settling sounds simpler, it has some considerable negatives.Learn More
Founded in 1951, the National Foundation for Credit Counseling is the nation’s largest serving nonprofit financial counseling organization. Get personal finance advice with our financial counseling and housing counseling podcasts. Click here to speak with an NFCC Certified Financial Counselor.
I want to encourage others, especially single mothers, to set their own personal financial goals.
Richard and Susan R.
We seek professional help for everything else in our lives. This is something you really need professional help for.
I learned to honor and respect my money.