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By participating in the NFCC Envisioning Homeownership program, you’ll receive critical prepurchase counseling services that will help you achieve long-term homeownership. A dedicated coach will work with you to get you ready for homeownership.
In this program, you’ll work with your homeownership counselor to:
Qualify for a great mortgage and down payment assistance from our partner organizations.
Establish a personalized plan tailored to your unique financial goals for you and your family.
Overcome your current financial challenges including, student loans, credit card and small business debt.
Master the insights and lessons provided by the prepurchase education course.
Once you successfully complete the NFCC Envisioning Homeownership program, you’ll receive an NFCC Mortgage-Ready Certificate, which identifies you as an ideal future homeowner, ready to apply for a mortgage with a lender that participates in the program.
Once you’re mortgage-ready, YOU’RE ON YOUR WAY AND IN CONTROL. We’ll provide you with information about the lenders and other service providers the NFCC has evaluated, approved and selected specifically to support you in the pursuit of your dream through the NFCC Envisioning Homeownership program. Our program partners will work with you as you prepare to purchase a home. They also offer considerable financial incentives such as down payment assistance funding and exclusive incentives for NFCC Mortgage-Ready Certificate* holders who complete the program and qualify for a mortgage.
*Completion of the NFCC Envisioning Homeownership program and receipt of the NFCC Mortgage-Ready Certificate do not guarantee approval for a mortgage. Mortgage applications are subject to lenders’ qualification standards and review processes. However, any lender who participates in our program is ready and has expressed an interest in working with you to achieve your goal of homeownership.
It’s no secret that renters make landlords wealthy! The time has come to STOP making other people wealthy. Time now for you to build your own wealth. When you own your home, it helps you build wealth. Here are some of the ways you can benefit.
Build wealth in a real asset as you repay your mortgage.
Realize appreciation on your investment as the value of the home rises over time.
Customize your living space to match your lifestyle and decorating preferences.
Stabilize your monthly housing expense for better budgeting.
Know that you can accommodate additions to your family without moving.
Gain the potential for future tax benefits.
To empower you as you progress through this process, these articles, calculators and tips will help you become a better, more knowledgeable and confident home buyer, as well as a satisfied, full-fledged, long-term homeowner.