Plan Smarter for Retirement With Plootus 

Make the Most of Your 401(k) — Plan Smarter for Retirement With Plootus 

Plootus is proud to collaborate with the National Foundation for Credit Counseling (NFCC) to bring financial clarity and confidence to working individuals and families—especially those navigating debt management challenges, rebuilding their credit, or planning for the long term. Together, we help people take control of their financial futures by making retirement and financial wellness easier to understand and act on. 

The Retirement Planning Problem 

For millions of Americans, retirement planning is confusing, intimidating, or simply pushed off until “someday.” Many workers aren’t sure how much they should contribute to their 401(k) or 403(b), which funds to select, or where to begin. Some never enroll at all—missing out on employer matches and valuable tax benefits—simply because no one explained the process clearly. 

Traditional financial tools often focus on people who already have wealth. But for those juggling debt payments, student loans, or unpredictable income, retirement planning can feel out of reach. Unfortunately, avoiding the problem only widens the gap over time. 

Plootus’ Solution: Personalized, Simplified, Actionable 

• Personalized investment allocation based on your employer: Tell us who your employer is, and Plootus will generate personalized portfolio recommendations based on that plan’s available investment options. 

• Personalized contribution recommendations: Plootus uses your income, age, and goals to suggest how much you should contribute and how to adjust your investments—in plain language. 

• A complete view of your financial picture: Link all your financial accounts to see your total assets, liabilities, income, and expenses in one place. 

• Built on behavioral finance: Managing money isn’t just about math—it’s also about behavior. 

Start Building a Better Financial Future 

You don’t need to be a financial expert to make smart decisions. Whether you’re early in your career, managing debt, or trying to catch up on savings, Plootus provides a guided path to retirement readiness and overall financial wellness—one paycheck at a time. 

No stress. No spreadsheets. Just smart insights that help you take control. 

Visit www.plootus.com or download the Plootus app to learn more and start building a future you can look forward to. 

Because everyone deserves a retirement they can count on.