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5 Ways to Use Your Tax Refund to Grow Your Business

Tax season means that if you haven’t filed yet, it’s time to get to it and calculate your potential refund from the IRS. If you have already filed and are awaiting said refund, you’re probably spending some time dreaming about the things you could do with it.   Sure, you can take a vacation, put money into an emergency fund, or buy something you’ve had your eye on. These are …Read More

Join Us for Financial Literacy Survey #FinFitChat April 9 at 3pm ET!

  Follow #FinFitChat as we’ll be discussing this year’s findings from our 2019 Financial Literacy Survey with @Experian!  Make plans to join our #FinFitChat on Twitter on Tuesday April 9 at 3pm EDT! There will be 2 chances to win an Amazon gift card!  1-$50 Amazon gift card 2-$25 Amazon gift card Use #FinFitChat to participate. For an easy way to keep track of the conversation, try using TweetChat. Questions we’ll discuss: Q1. …Read More

Time Management for Small Business Owners

Time is money as they say, and that’s especially true when it comes to running your small business. Here are four steps you can take to ensure your time is being spent well:   Set Goals and Plan Your Day Lewis Carrol once said, “If you don’t know where you are going, any road will take you there.” The first and most important step in effective time management is figuring …Read More

#AskanExpert: Can a Student Loan from 1990 be Forgiven?

Q. I have an outstanding student loan from 1990. I have seen information to the effect that the loan can be forgiven after 25 years. Is this true? If so, could I hire you to facilitate it? I can’t get through their phone line. Dear reader,   It’s true that there are federal student loan repayment programs that will forgive any outstanding student loan amount after 20 or 25 years …Read More

5 Tips on Reducing Financial Risk For Your Business

Has anyone ever told you that starting a business was risky? While this is true, anything in life that you do likely has some risk associated with it. So why do you do it? It’s likely because you have identified the risks and figured out how you’d reduce them. Plus, the reward surely outweighed the risk.   The same can be said about your business. The Bureau of Labor Statistics …Read More

Join Us for Our Tax Return Themed #FinFitChat March 26th at 3pm ET!

Follow #FinFitChat as we discuss planning for your tax refund, how to handle an unexpected tax bill and more!  Make plans to join our #FinFitChat on Twitter on Tuesday March 26th at 3pm EDT! There will be 2 chances to win an Amazon gift card!  1-$25 Amazon gift card 2-$15 Amazon gift card Use #FinFitChat to participate. For an easy way to keep track of the conversation, try using TweetChat. Questions we’ll discuss: …Read More

#AskanExpert: How Can I Get My Credit Score Over 800?

Q. I only use my credit cards to pay off small bills every month. It’s all automated and very calculated on my end. I have 2 credit cards, one with a $6000 limit and one with $2000 limit. I’m probably only using about 1 to 2 percent of my credit every month. My current FICO score is 785, and it’s been stagnant at that score for a while. But I’d …Read More

When Does My Small Business Need an Office?

With more and more people working remote, it’s worth asking whether or not your small business even needs an office, and if it does then when is the best time to invest? While no one can tell you exactly when you need to invest in office space for your small business, below is a short list of some of the pros and cons of getting an office, which will hopefully …Read More

#AskanExpert: What’s the Best Way to Help a Family Member Struggling Financially?

Q. Our daughter and son-in-law are struggling to pay their mortgage and other bills each month. She was laid off from her job and has been caring for our son-in-law at home. He has multiple health issues. Our son-in-law may be influenced by addictive behavior such as gambling or using drugs. He is very depressed since he has had to deal with health issues that have been causing considerable pain. …Read More

Retirement Plans for Small Business Owners and Their Tax Implications

One of the less obvious responsibilities of being a small business owner is planning your own retirement. While salaried employees at big companies often contribute to a company-sponsored retirement plan, small business owners—particularly sole proprietors and owners of very small firms—don’t have that luxury.   Unfortunately, about a third of all small business owners don’t have a retirement plan, which means too many people avoid taking steps to secure their …Read More