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Create Your Student Loan Strategy

Amy Lamb January 23, 2026

Millions of student loan borrowers are facing changes to repayment plans: and increased monthly payments.  

If you’re struggling to decode your student loan options, don’t wait to get started. All you need is ten minutes to create your student loan strategy with the National Foundation for Credit Counseling (NFCC). 
 
Start Here

Here’s how it works:  

  1. Get your repayment options online. 
  • Free and secure repayment plan guidance 
  • Choose to update your plan directly in the app 
  • Takes less than 10 minutes 
  • Covers most student loan scenarios 
     
  1. Connect to a non-profit credit counselor if you: 
  • Are unable to make minimum payments on your student loans 
  • Have questions about private student loans, debt consolidation, or cancellation and forgiveness programs 
  • Have other debts to discuss. 
     
  1. Learn more about student loan strategies.  

Help is available. Get started today.
 

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