Choose Help Over Avoidance

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By Bruce McClary
When applying for student loans, you’re more likely to be focused on the goal – being approved – than on how you’ll actually repay the loans. After all, at that point, it seems like you’ll have plenty of time to figure things out.
Not being ready to address repayment isn’t unusual. Employment opportunities may be different from what you expected. Unanticipated changes in your education or family situation can also complicate repayment plans.
The good news is that you have options. Those repayment options can adjust to your current financial situation, but this isn’t always apparent. The complexity of sorting through numerous options can easily become overwhelming.
Knowing where, when, and how to repay shouldn’t be such a challenge. The NFCC serves as your advocate, intervening between you and your lenders to get you the fairest repayment plan possible, at the lowest rate and in an amount that is affordable for you.
We help you…

  • Become aware of available solutions.
  • Discuss and negotiate your situation with your loan providers.
  • Arrange affordable monthly payments.
  • Budget and plan for repayment.

Let’s get started today.
Bruce McClary is Vice President of Public Relations & External Affairs with the National Foundation for Credit Counseling.
Views expressed are the personal views of the author, and do not represent the views of the National Foundation for Credit Counseling, its employees, its members, or its clients.