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Home Is Right Within Reach

Homeownership can seem like a big leap or even an unimaginable goal, but it’s more than possible with the right effort and expert guidance. The NFCC is here to help you achieve your dream of successful, stress-free, long-term homeownership.

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Envisioning Homeownership

The Envisioning Homeownership Program provides critical pre-purchase counseling services to help you achieve homeownership. Once you successfully complete the program, you’ll receive an NFCC Mortgage-Ready Certificate, which identifies you as an ideal future homeowner, ready to apply for a mortgage with a lender that participates in the program.

We Can Help You:

Improve your credit and qualify for more and better mortgages.

Create a personalized plan to save more for a down payment.

Tackle obstacles including student loans, credit cards, and small business debt.

Understand the homebuying process through our pre-purchase education course.

Advantages of Homeownership

Buying a home isn’t easy, but owning a home gives you get a chance to invest in your financial future Here are some more great reasons to work with a counselor and become a homeowner.

Build equity


Gain tax benefits


Make room for a growing family


Stabilize your monthly housing cost


Plant roots


Customize your living space

Ready to make your dream of homeownership a reality?

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Our Program Partners

The NFCC’s Envisioning Homeownership program provides pre-purchase counseling to help you achieve your dream of homebuying. Once you complete the program, you’ll receive an NFCC Mortgage-Ready Certificate, which identifies you as an ideal future homeowner.

We’ll also point you to the lenders and service providers we’ve evaluated, approved and selected specifically to support you through the buying process.
Our program partners also offer exclusive financial incentives, including down payment assistance, for NFCC Mortgage-Ready Certificate* holders who qualify for a mortgage.

*Completion of the NFCC Envisioning Homeownership program and receipt of the NFCC Mortgage-Ready Certificate do not guarantee approval for a mortgage. Mortgage applications are subject to lenders’ qualification standards and review processes. However, any lender who participates in our program is ready and has expressed an interest in working with you to achieve your goal of homeownership.