You’re one step closer.

Welcome to the National Foundation for Credit Counseling, our Member Agencies and certified counselors are here to help you take the next steps toward debt reduction and financial stability.

Your financial challenges are not uncommon! Many individuals and families struggle to manage debt—and every situation may be different. NFCC-certified counselors will review your household budget and options for paying down debt. Then, help you create a personalized action plan at low- to no cost.

Getting started is easy. Just call the number below or fill out the form to connect with one of our Member Agencies.

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Please provide a few details so we can match you with an NFCC certified nonprofit agency.

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PRIVACY POLICY: We take your privacy seriously. By clicking the “Submit” button below, you consent, acknowledge, and agree to the National Foundation for Credit Counseling (NFCC) Terms of Use and Privacy Policy, as well as the terms of use and privacy policies of any NFCC Member Agencies or third parties that may contact you following your submission of this form. Moreover, you agree that NFCC may share your information with NFCC Member Agencies to provide you with counseling and education or other third parties to provide additional services. You further agree that you are providing express “written” consent for NFCC and NFCC Member Agencies or third parties to call you (including autodialing, texting and pre-recorded messaging for convenience) via telephone and mobile device (including SMS and MMS communications - charges may apply depending on your carrier; messaging frequency varies), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. You agree that opt-out and unsubscribe options and instructions will be the responsibility of the entity directly sending you communications, which may be a NFCC Member Agency or a third party. You further agree that NFCC is not responsible for and will not be liable for communications it does not send to you directly. You agree to receive electronic communications, including periodic emails, with important news, financial tips, tools and more. Consent is not required as a condition to utilize NFCC’s services and you are under no obligation to purchase anything.

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How it works.

NFCC-certified credit counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status.

  1. Connect with an NFCC-certified credit counselor for a confidential consultation
  2. Participate in a one-on-one review of your financial goals and budget
  3. Create a personalized financial action plan

About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,500 NFCC Certified Credit Counselors serving all 50 states and U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.