Keys To Homeownership

Paving The Way Forward

NFCC-certified credit counselors can help you understand the process of purchasing a home. No two home-buying journeys look exactly the same, and the path is rarely a straight line. The whole process can be simplified if you break it down–understanding how to create a household budget that may better position you to qualify for a mortgage. Connect with an NFCC, nonprofit credit counselor to get started.

Keys to Homeownership

NFCC’s Hermond Palmer and Wells Fargo talk about the Keys to Homeownership Hosted by Keith Battle, Founder, Senior Paster from Zion Church

Funding provided by

Buying a home is a huge decision.

A home is a place for you and your family to rest and grow, but it’s also an important investment. There are several steps you can take to prepare for buying a home—and help ensure you qualify for a mortgage when you find a home you’d like to purchase.

An NFCC-certified credit counselor can help.

A nonprofit credit counselor can help you:

  • Create a personalized plan for reducing debt
  • Maintain a credit score that will enable you to borrow
  • Build a plan to afford your new home longterm
  • Understand if you qualify for a Down Payment Assistance program

What if you don’t qualify for a mortgage?

Being turned down for a mortgage is not the end of the world! In fact, it can be an opportunity to learn how to address the reasons why.

Many people do not qualify for a mortgage initially because they have too much credit card or other unsecured debt. This is the ideal time to contact a nonprofit, NFCC-certified credit counselor.

Complete the form below to be connected with a non profit counselor.

About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,200 NFCC Certified Credit Counselors serving 50 states and all U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.