Keys To Homeownership

Buying a home is a huge decision.

A home is a place for you and your family to rest and grow, but it’s also an important investment. There are several steps you can take to prepare for buying a home—and help ensure you qualify for a mortgage when you find a home you’d like to purchase.

What if you don’t qualify for a mortgage?

Being turned down for a mortgage is not the end of the world! In fact, it can be an opportunity to learn how to address the reasons why.

Many people do not qualify for a mortgage initially because they have too much credit card or other unsecured debt. This is the ideal time to contact a nonprofit, NFCC-certified credit counselor.

An NFCC-certified credit counselor can help.

A nonprofit credit counselor can help you:

  • Create a personalized plan for reducing debt
  • Maintain a credit score that will enable you to borrow
  • Build a plan to afford your new home longterm
  • Understand if you qualify for a Down Payment Assistance program

Complete the form below to be connected with a non profit counselor.

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About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With 1,215 NFCC Certified Credit Counselors serving 50 states and all U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.