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Who we are.

Welcome to the National Foundation for Credit Counseling! As our partners at Bank of America know, our Member Agencies and certified counselors are here to help you take the next steps toward debt reduction and financial stability.

Your financial challenges are not uncommon! Many individuals and families struggle to manage debt—and every situation may be different. NFCC-certified counselors will:

  • Review your household budget and options for paying down debt
  • Create a personalized action plan at low- to no cost
  • Determine if a Debt Management Plan (DMP) is right for you

Getting started is easy. Just call the number below or fill out the online form to connect with one of our Member Agencies. A nonprofit, certified counselor will walk you through the process and answer any questions you may have.

How it works.

NFCC-certified credit counselors are ready to help you! Get started with a a confidential consultation where a nonprofit certified credit counselor will review of your financial goals and budget and create a personalized financial action plan.

Complete the form below to be connected with a nonprofit counselor.

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A trusted resource since 1951

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1,200+ NFCC certified credit counselors

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Over 35 million served since 2006