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Who we are.

Welcome to the National Foundation for Credit Counseling! As our partners at Bank of America know, our Member Agencies and certified counselors are here to help you take the next steps toward debt reduction and financial stability.

Your financial challenges are not uncommon! Many individuals and families struggle to manage debt—and every situation may be different. NFCC-certified counselors will:

  • Review your household budget and options for paying down debt
  • Create a personalized action plan at low- to no cost
  • Determine if a Debt Management Plan (DMP) is right for you

Getting started is easy. Just call the number below or fill out the online form to connect with one of our Member Agencies. A nonprofit, certified counselor will walk you through the process and answer any questions you may have.

How it works.

NFCC-certified credit counselors are ready to help you! Get started with a a confidential consultation where a nonprofit certified credit counselor will review of your financial goals and budget and create a personalized financial action plan.

Complete the form below to be connected with a nonprofit counselor.

NFCC Locator Form - Bank of America

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We take your privacy seriously. By clicking on the “Get Connected” button below, you consent, acknowledge, and agree to the National Foundation for Credit Counseling (NFCC) Terms of Use and Privacy Policy, as well as the terms of use and privacy policies of any NFCC Member Agencies or third parties that may contact you following your submission of this form. Moreover, you agree that NFCC may share your information with NFCC Member Agencies to provide you with counseling and education or other third parties to provide additional services. You further agree that you are providing express “written” consent for NFCC and NFCC Member Agencies or third parties to call you (including autodialing, texting and pre-recorded messaging for convenience) via telephone and mobile device (including SMS and MMS communications - charges may apply depending on your carrier; messaging frequency varies), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. You agree that opt-out and unsubscribe options and instructions will be the responsibility of the entity directly sending you communications, which may be a NFCC Member Agency or a third party. You further agree that NFCC is not responsible for and will not be liable for communications it does not send to you directly. You agree to receive electronic communications, including periodic emails, with important news, financial tips, tools and more. Consent is not required as a condition to utilize NFCC’s services and you are under no obligation to purchase anything.

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1,500+ NFCC certified credit counselors

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Over 35 million served since 2006

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