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Cybersecurity Best Practices for Small Businesses

The impact of the Equifax data breach that compromised the personal data of over 145 million individuals has left many confused, frustrated and downright angry. And while massive attacks on large corporations make headlines, small businesses have just as much, if not more, at stake. According to data analyzed in a report by Hiscox, an insurance Read more >

Can You Refinance Student Loans When Self-Employed?

Self-employed people make up a good portion of the workforce with approximately one out of nine U.S. workers in 2009. That means 10.1 percent of the American workforce was self-employed that year. The self-employed workforce consists of a broad range of people. Some only went to high school while others attended two- or four-year institutions. Some even received their Read more >

Entrepreneurs Can SCORE Some Free or Low-Cost Help

The “I don’t know” zone is a tough place to be when the success of your small business falls squarely on your shoulders. A business mentor can help you find the answers you need, while also teaching you best practices and how to avoid common missteps. SCORE, a nonprofit organization that connects 10,000 volunteer small-business Read more >

Side Hustles You Can Start With No Money

Starting a business is often a pricey ordeal, but no- to low-cost ideas exist for aspiring entrepreneurs with unique and marketable talent. Take inventory of the skills you already possess, recommends Holly Reisem Hanna, founder of career blog The Work at Home Woman. List your past jobs, education, training, passions, skills and talents to help identify Read more >

4 Strategies to Improve Your Small Business Through Visualization

By Jay DesMarteau, Head of Regional Commercial Specialty Segments at TD Bank, America’s Most Convenient Bank® Many individuals picture what their dream life or success looks like when imagining personal and professional goals. According to a 2015 TD Bank survey, however, the potential for tapping into a regular “vision board” routine to generate business growth Read more >

The Truth About Business Credit Cards

It’s no secret that when you are starting a small business, your personal and business finances quickly become intertwined. One area of common confusion is business credit cards. How are they different? Do they have the same protections? How will they affect your personal credit? How do you choose one? In this blog post, we Read more >

Financing Your Business? Consider an SBA Loan

By Tom Pretty, Head of SBA Lending of TD Bank   Small business is the backbone of the U.S. economy, with nearly 29 million operating around the country, according to the U.S. Small Business Administration (SBA) Office of Advocacy. For these enterprises, securing funding can impact their ability to operate and grow, yet most small Read more >

Who is the NFCC?

We are the National Foundation for Credit Counseling (NFCC). Founded in 1951, the NFCC is the nation’s first and largest nonprofit dedicated to improving people’s financial well-being.

NFCC members help millions of consumers like you through community-based offices serving all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

For more on the NFCC, visit


Thank you to TD Bank, America’s Most Convenient Bank® and The TD Charitable Foundation, the charitable giving arm of TD Bank, for their exclusive support and commitment to NFCC’s small business owner financial coaching and education program.