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Articles on Budgeting Tips

5 Ways to Combat Your Business Financial Emergency

Some say running a business is risky. The risks often start to surface as soon as you’re hit with an unexpected expense or a business financial emergency.   According to CB Insights, 30% of businesses fail because the owner runs out of money. Your computer breaks. Equipment needs to be repaired. A vital team member Read more >

Handling Overhead Costs for Small Businesses

Overhead costs are the basic operating expenses of running a business. These costs include fixed expenses such as rent, insurance, utilities, maintenance, employee salaries, and legal and accounting costs, as well as variable costs such as marketing and office supplies. When trying to cut down on expenses, most people think about laying off staff. While Read more >

Budget-Friendly Upgrades to Improve Your Old Office Space

Your office is a reflection of your mind. If it’s cluttered, 9 times out of ten, your mind will be cluttered. If the space is outdated, coming up with the best and freshest solutions for your tasks may be more difficult. That’s why it’s important to take a good look at your office space and Read more >

Who is the NFCC?

We are the National Foundation for Credit Counseling (NFCC). Founded in 1951, the NFCC is the nation’s first and largest nonprofit dedicated to improving people’s financial well-being.

NFCC members help millions of consumers like you through community-based offices serving all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

For more on the NFCC, visit


Thank you to TD Bank, America’s Most Convenient Bank® and The TD Charitable Foundation, the charitable giving arm of TD Bank, for their exclusive support and commitment to NFCC’s small business owner financial coaching and education program.