Homeownership is a
team sport.

Find a Financial Coach Here

Working towards homeownership takes a plan you can follow and a coach who’ll show you how.

Whether you are looking to purchase your first home or for help handling the finances on the home you already have, our member agencies can provide homeownership and mortgage counseling to help you turn the American Dream into a reality you can live with.

Make an appointment for an in-person or by-phone financial review and counseling session with a nonprofit NFCC® member agency now. Together, we can help you move in and make yourself at home.

Find a Financial Coach Here

Homeownership and mortgage counseling helps.

The NFCC HUD-approved homeownership and mortgage counseling offered by our member agencies can help you:


Get into financial shape so that you can buy a home.


Prevent mortgage foreclosure.


Avoid predatory lenders.


Obtain a loan modification to reduce monthly payments.

Better yet, the fees we charge for our services are affordable. They won’t cause you to go further into debt.

Objective advice you can trust.

When you run into trouble, NFCC certified homeownership counselors can help you get results.

of homeowners obtained a mortgage remedy.

of homeowners became current.

Source: U.S. Department of Housing and Urban Development

NFCC member agencies offer the following homeownership counseling services:

First-Time Home Buyer Counseling

If you don’t currently own a home, you might be surprised to learn it’s not as hard as you think. Our trained and certified coaches will evaluate your financial situation to develop a customized home purchase plan especially for you.

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Foreclosure Prevention Counseling

Homeowners at risk of losing their home due to a financial shock or other hardship can work with an NFCC-certified housing specialist with a HUD-approved member agency. These experts will examine your financial situation, offer guidance on ways to avoid default or foreclosure, and help identify options for helping to keep you in your home.

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Foreclosure Counseling

Scam artists know how stressful it is to face the possibility of foreclosure and how vulnerable homeowners are to any option that might help them hold onto their home. That’s why they deliberately structure their scams as “rescue” offers. Our trusted housing counselors can help you protect yourself and your finances, while providing guidance on your actual options for holding onto your home.

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Reverse Mortgage Counseling

NFCC-certified housing specialists provide seniors with one-on-one reverse mortgage counseling sessions, ensuring they have the information needed to make an informed decision about whether this type of mortgage will fit their needs.

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Why choose us?

For more than 60 years, NFCC and its member agencies have helped individuals and small business owners with their financial questions and concerns.


As a non-profit, no one is turned away.
You always know where you stand and who to call with questions.

Local to you

NFCC member agency offices nationwide are staffed by small business owner coaches.

Whether you seek mortgage assistance with your current home or want to purchase a home in the future, studies have found clear benefits to receiving housing counseling before making your next move.

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Who is the NFCC?

Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.

NFCC members help millions of consumers like you through community-based offices serving all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

For more on the NFCC, visit www.NFCC.org


Member agencies are able to offer their services for nominal fees based on their current funding status. Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.

National Foundation for Credit Counseling
2000 M Street, NW
Suite 505
Washington, DC 20036

For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications
Email: bmcclary@nfcc.org