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Savings Tips for Holidays

4 Times to Consider Using a Credit Card for Black Friday Purchases

Although it’s nearly second nature for most consumers to pull out a credit card for their purchases, it may not always be the best idea for everyone. This can be especially true around the spend-happy holidays when we’re less inclined to stay on budget in the face of seemingly unbeatable sales of Black Friday and Cyber Monday.   At the same time, you don’t necessarily need to leave your credit …Read More

3 Ways Your Credit Cards Can Make Halloween More Affordable

For many people, October means the arrival of cooler weather, the beginning of the autumn season, and the start of the endless fall of leaves that must be raked. But for others — of all ages — October means just one thing: Halloween.   Yes, Halloween isn’t just for the kids these days; nearly 70% of consumers plan to celebrate Halloween this year, and they’ll spend an estimated $9 billion …Read More

Saving on Your Summer Vacation with Smart Credit Card Use

For many people, it takes all year long to save up for that special summer vacation, be it a romantic trip for two or an adventure for the whole family. But a lot can happen before summer comes, and that vacation fund can often get trimmed to take care of other necessities. Thankfully, there are ways to save on your summer vacation — and your favorite credit card may be …Read More

Celebrating Valentine’s Day on a Budget

The month of February is here, and Valentine’s Day is just around the corner. It’s a great day to really show appreciation for your significant other with a nice dinner and night out on the town. Of course, Valentine’s Day also comes with a cost, and a lot of times it’s heavy. Dinner, a movie, alcohol, gifts. They all add up. With that being said you can still have a …Read More

Sentimental Valentine’s Day Gifts That are Free or Cost Little

Valentine’s Day is a time to show the people we love just how much we love them.  Beware though because advertisers spend millions to tell us to spend a lot of money on Valentine’s gifts. It’s easy to fall into the trap of thinking that how much we spend on someone reflects how much we really love that person. Overspending, even on small gifts, can result in some financial problems. …Read More

Prepared for the Ongoing Expenses that Come With Getting a Pet as a Gift?

There are all sorts of gifts that can leave a lasting impression. Your first bike, the nice sweater from your parents, a new set of golf clubs and the latest tech gadget are all examples of presents that remain etched in your memory. Pets can easily fit into that category as well, especially for one reason that might be surprising to some. While nearly everyone melts at the sight of …Read More

How to Mitigate Black Friday Spending

It’s nearly that time of the year. The day after Thanksgiving, aka Black Friday. It’s a day a lot of people hate, but also an event numerous citizens of the United States fall in love with. Whether it’s heading to the store in the afternoon or going out at 6 a.m., shoppers love getting a good start on Christmas shopping and taking advantage of the best deals the economy has …Read More