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Retail Credit Cards

How to Rebuild Credit After Bankruptcy

By Barb Miller Most people I work with are very concerned about improving their credit scores post-bankruptcy. This is a good thing since nearly all important transactions like finding a job, buying insurance, financing a car or home, or even renting an apartment may well depend on your credit score. The good news is you can have excellent credit again! But, it will take time and hard work to get …Read More

Clearing Up the Considerable Confusionin Plastic Terminology:Prepaid Debit Cards,Debit Cards, Secured Credit Cards, Prepaid Credit Cards, Unsecured Credit Cards, Charge Cards,Gift Cards

By John Ulzheimer Ok, I get it…the world of financial services can be complicated and confusing. It’s hard to calculate APRs, and it’s hard to forecast interest paid on long term credit card debt. And, according to a recent survey by VantageScore Solutions and The Consumer Federation of America, consumers don’t know very much about credit scores. But nothing, and I mean nothing, has caused more confusion lately than the misuse …Read More

Is a Secured Credit Card a Good Solution for You?

By Jana Castanon – NEW BLOGGER! With today’s difficult economy and with life events such as divorce and catastrophic health issues, many people have not been able to keep their finances afloat and as a result their credit scores reflect their struggles. Combine their poor credit history with our economy’s increasing reliance to transact business with plastic cards, those that are struggling with their finances feel like they are really …Read More

Your New Year’s Resolution Should IncludePaying Off Retail Credit Cards

By John Ulzheimer Happy New Year to you and yours. If you’re like me you’ve made a bunch of resolutions that you probably won’t keep for more than a few weeks. However, if you have debt on retail store credit cards then I’d suggest making a commitment to pay them off and following through. Despite the predictions of gloom and doom by analysts, retailers did very well this past holiday season. And, unless …Read More