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Mortgage Refinancing

Ask an Expert: Can I get my mortgage payments reported to my credit report to increase my credit score?

Q: Hi, my credit score is very low because of medical issues my family has been dealing with. Besides my own home, I own two other investment properties. On each of these properties, I have mortgages with friends, and I have been making my payments on time. I have been working hard on improving my score so I can refinance and lower my percentage rate. If we reported to the …Read More

Save Money on Gas

By Lauralynn Schueckler The cost of living continues to rise for the average American, forcing many to make drastic budget cuts and eliminate many luxuries from their lives. One element that is a necessary component in nearly every person’s life is the availability of a car. However, the rising cost of gas has travelers looking for ways to save money. Here are a few strategies that will help the penny pincher …Read More

Foreclosure Prevention

By Lauralynn Schueckler Owning a home or condo can be a rewarding experience in the life of many people. While homeownership is most often an emotionally gratifying occurrence for an individual or family it can sometimes be difficult to manage some of the financial burdens associated with owning a home. Since many people use mortgages to purchase a new or older home it’s essential to understand some of the warning …Read More

Ask Stacy:Should I Refinance My Home?

By Stacy Johnson If you’ve ever had a mortgage during a period of falling interest rates, you’ve no doubt considered a refi. But how do you know if the math will work out in your favor?  Here’s a recent email… I have a 6% interest rate on a 30 year mortgage. Original final cost was $84,700. Today’s balance is $64,000. I am also in a rapid pay program where the …Read More