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Holiday Time Savings

3 Tips for Paying Down Holiday Debt

With the average person spending an estimated $1,250 on holiday purchases during the 2018 festivities, it’s likely that many consumers will be dealing with holiday debt as January progresses. While you can find lots of advice for paying down debt with a few internet searches, many of the best strategies can be boiled down to three basic tips.   Get Organized   The key to nearly any successful venture — …Read More

4 Financial New Year’s Resolutions Anyone Can Make

It’s a situation familiar to many Americans: After indulging during the holiday season, the new year rolls around and it seems there’s no better time to make a permanent lifestyle change than Jan. 1. However, statistics suggest that just 8% of people achieve their New Year’s resolutions.   For those with money issues who want to improve their financial situation by Dec. 31 of next year, however, there are ways …Read More

Should You Open a Store Credit Card for Holiday Shopping?

Whether you’re tackling your holiday shopping in-store or online, chances are good you’ll be offered at least a few store credit cards this season. And those offers can be extremely tempting, full of alluring words like “20% off,” “free shipping,” and, perhaps the most appealing of all, “0% financing.”   But, as attractive as these offers can be, store credit cards aren’t always the innocent beacons of savings that their …Read More

Last-minute Holiday Shopping Tips

We’ve all been there before. It’s just a few days before Christmas, possibly even already Christmas Eve, and you still have plenty of holiday shopping left to do. It could be that you just have to get a gift for your brother or sister, or that you’re flat out way behind and haven’t bought gifts for any of your friends and family. It’s not a great situation, but the world …Read More

Planning for Successful Financial Resolutions in the New Year

  As the year winds to a close, you may be considering setting new goals or resolutions for the new year. Our friend, Mark Foster from CCOA Cares shares his tips for success. Set goals. The New Year is coming up fast and resolutions aren’t far behind. If you’re one of those who doesn’t like the word “resolutions” (thinking that they’re made to be broken), go with “goals” instead. Everyone …Read More

4 Tips for Saving Money on Holiday Travel

By STEVE NITZ It’s already that time of year again. Thanksgiving and Black Friday are now in the past, and the weather is starting to turn colder and the snow will soon be on its way. The holiday season is here. With the holidays come a lot of shopping, eating and mingling with friends. For many Americans, it also involves plenty of travel. Unfortunately, travel can also mean dishing out …Read More

5 Money Saving Tips For Holiday Spending

Lauren Lovett, Credit Counselor and Grant Writer for Navicore Solutions There is a reason the holiday season is referred to as the most wonderful time of the year. Spending time with loved ones, attending holiday parties, eating delicious food – It truly is wonderful! Unfortunately, this time of year can also bring on stress that inhibits many from enjoying the pleasures of the season. Much of that stress is often …Read More

Some gifts come with a hefty price tag for their new owners

By Bruce McClary Consumers are expected to spend over $630 billion on holiday shopping this season, in the malls and online. Once the gifts are unwrapped and put to use by their new owners, some of the recipients may be in for serious sticker shock when the cost of maintaining their new possessions begins to add up. The National Foundation for Credit Counseling (NFCC) has identified some popular gifts that are …Read More

Planning That Affordable Holiday Trip

By Nat Sillin Some people are planners and others are improvisers. Happily, both types can score real travel bargains during the winter holidays. Saving on travel means striking the right balance between affordability and preference. For example, families with children and a need for specific seating and direct flights may need to plan earlier to secure such reservations. Travelers with more scheduling flexibility can roll the dice on last-minute deals. According …Read More

Christmas in July

By Mark Foster It may seem crazy to be thinking about Christmas in July, but actually it makes good financial sense. We know Christmas will eventually roll around, so it’s wise to start planning for it now to avoid stressing out and overspending later. When people wait till the last minute and basically wing it, it’s very tempting to just start charging gifts on the credit cards because there’s not …Read More