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Financial Spring Cleaning

Financial Spring Cleaning Tip of the Day: Live Within Your Means

Simply put, don’t spend more than you make. To accomplish this, put the credit cards away. Many well-meaning people resort to living off of credit when facing a financial crisis, digging an even deeper financial hole. Instead, try living on a cash basis. People who do this typically spend 20 percent less, and they do it without feeling deprived. They buy what they want, but since their level of awareness …Read More

Financial Spring Cleaning Tip of the Day: Ask an Expert

If you don’t know where to start or you’re not sure what to keep or toss, consider contacting an NFCC Member Agency. From financial education to debt management services, NFCC’s nonprofit agencies have certified credit counselors who offer low-cost and free financial educational information, money and credit management advice, and debt reduction services. To locate an NFCC Member Agency in your area visit our website at www.DebtAdvice.org and click on …Read More

Financial Spring Cleaning Tip of the Day: Decrease the Plastic in Your Wallet

Limit the number of credit cards you own and carry. Use just one card if you can – the fewer you have, the easier it is to remember your balance and keep track of total purchases. If you’re unsure which credit cards to cancel, carefully read your monthly statements to check out the annual fee, the interest rate you’ll pay, and any charges for overdue payments or going over your …Read More

3 Proven Ways to Shelter Your Finances in a Natural Disaster

When a natural disaster strikes, you think first about the lives of those closest to you. But a close second on your list should be securing your quality of life – and that means your finances. The tornadoes and storms that rocked the Southeast and Midwest could rack up more than $5.5 billion – with a “B” – worth of insurance claims. They also killed 354 people and wounded many …Read More