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Decreasing Debt

#AskanExpert: What’s the Best Way to Help a Family Member Struggling Financially?

Q. Our daughter and son-in-law are struggling to pay their mortgage and other bills each month. She was laid off from her job and has been caring for our son-in-law at home. He has multiple health issues. Our son-in-law may be influenced by addictive behavior such as gambling or using drugs. He is very depressed since he has had to deal with health issues that have been causing considerable pain. …Read More

Debt Tips for Veterans

When you’re in debt, it can feel like you’re never going to climb your way out. Toss in the challenge of transitioning out of the military and into a new chapter of your life, and debt can seem even more insurmountable.   In a recent survey of military and veteran family members by the Military Family Advisory Network, more than 90 percent of respondents reported facing some form of debt. …Read More

10 Ways to Fall into Savings this Autumn

  It’s back-to-school time and every family is looking for ways to cut costs and save a little extra money during the fall season. With the majority of everyone’s budgets being stretched thin due to the back-to-school necessities, it’s important to cut costs when and where you can. Here are some quick and easy ways to save money this Autumn: 1. Furnace Check – Once winter really sets in, the …Read More

Start Your Holiday Planning Now

 By Mark Foster While the holidays might not be right around the corner, it’s still a good idea to start thinking about your holiday spending. To some, it might seem odd to start thinking about a holiday budget now, however planning sooner is better than later!    The holiday season rolls around at the same time every year, yet it still seems to catch many off-guard. Ultimately, waiting until the last minute to begin thinking about a budget can …Read More

5 Ways to Keep Bank Accounts Cool During Hot Summer Months

 By Tara Carter Temperatures are heating up this summer, but that doesn’t mean you’re spending has to increase with these hot temperatures. Here are 5 ways to help keep spending under control, and bank accounts cool this summer:   1) Set a Budget  Pay attention to spending habits so you don’t end up spending more than you earn. Over spending is a quick way to lead yourself into poor financial health and …Read More

How to Get Out of Debt

By Lauralynn Schueckler The recent recession affected the financial lives of people all over the country. The recession led to much higher rates of unemployment and underemployment. Because of this, many people needed to rely on credit cards to meet all of their financial obligations and pay for emergencies that arose. While this may have been a good short-term solution, many now find that they have an insurmountable amount of personal …Read More

New Year Financial Goals

By Mark Foster The new year is underway. Everyone should have some kind of goal for their money, and now is the perfect time to be thinking about goals for 2012. Many people wish for good things to happen to them financially, however many take little or no action to turn those wishes into becoming reality. It is important to create a few financial goals. As hockey legend Wayne Gretzky …Read More

Is Getting Out of DebtOne of Your Resolutions This Year?

By Sara Gilbert With the new year upon us this might be a great time to figure out how to worry less about your finances.  Maybe one of your resolutions this year is to make a plan to pay off your credit card or other debts. According to the Federal Reserve Bank of Boston, 56% of consumers carried an unpaid credit card balance in the last twelve months.  Becoming debt free …Read More

Tips for 2012 Financial Resolutions

By Gail Cunningham As the new year approaches the NFCC offers these financial resolution tips for 2012:     Have adequate savings. You might ask yourself how you paid for your last emergency. If it was with a credit card, that’s a red flag. A person who cannot afford an emergency is not likely to be able to afford the interest, late charges, and over limit fees that could be associated with adding …Read More

Create Your Own Stimulus Plan

Although the federal government and many household budgets have one thing in common, both are in the red, there is one critical difference: consumers cannot raise their debt ceiling in order to continue borrowing. Further, they cannot operate in the negative year after year, or financial doom is a certainty. “Many consumers have been renting their lifestyle by living off of credit, and it’s time they took ownership,” said Gail …Read More