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How to Get a Small Business Loan Even if you Have Bad Credit

It’s no secret that finding small business financing can be an arduous process. And beyond everything else you hear you need in order to qualify for a loan, there always seems to be that one non-negotiable: a good credit score. While having good credit certainly makes it easier to qualify for a small business loan, it’s time to dispel the myth that you won’t be able to find business financing without …Read More

Ask an Expert: How do I begin to build credit?

Q:  How do I begin to build credit? Dear Reader, Building your credit, whether you are starting from scratch or recovering from past financial mistakes, requires time, dedication, and a strategy. Since you have already taken the first step by asking yourself this question, we will look at some of the next steps you can consider.   One credit building option to consider is a secured credit card. Secured credit …Read More

An Explanation of Your Credit Card’s 4 APRs

The Fine Print of APRs Whether we like it or not, the whole wide world seems to be filled with fine print. Even a receipt from the donut shop has its own share of tiny script laying out the rules and limitations on your purchase. But while it’s usually perfectly safe to ignore the fine print that comes with your morning bear claw, sometimes the paperwork is just as important …Read More