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Ask An Expert: How can I build credit if I have no credit history?

A: Dear reader, establishing your credit history for the first time can seem like a daunting task. Your lack of credit history tells creditors that you have no experience with credit and they may not want to risk lending you money. So how do you break the cycle? Well, your best option is to apply for a secured card. A secured card is a credit card that offers zero liabilities …Read More