Go to Top

Blog Archives

Tag Archives: Insurance

Under 26? Should You Stay on Your Parent’s Health Insurance?

By Jason Alderman In their quest to land a job, any job, many young adults will sacrifice what used to be called “fringe benefits” to gain a foot in the door. But many entry-level jobs either offer no healthcare benefits, or the employee’s cost share is prohibitive for someone barely making minimum wage. Add to the equation that most twentysomethings are in good health and rarely visit the doctor, and …Read More

Watch Out For PotholesIn Your Car Insurance

By Jason Alderman Would you be surprised to learn that if your laptop gets stolen during a car break-in, your automobile insurance probably won’t reimburse you for the loss? Don’t be. Many people have only a vague idea of things like: what their car insurance does and doesn’t cover; how they might accidentally void their coverage; or that even if an accident isn’t their fault, their own insurance may not pay …Read More

Must-have Insurance Plans

By Jason Alderman Many people adopt a “penny wise, pound foolish” mentality when it comes to buying insurance. When trying to lower expenses, some will drop or reduce needed coverage, gambling that they won’t become seriously ill, suffer a car accident, or fall victim to a fire or other catastrophe. But all it takes is one serious uncovered (or under-covered) incident to potentially wipe you out financially. Here are insurance …Read More

Is It Time To Check Your Insurance?

By Gary Silverman I’ve noticed that while people love to watch their investments hourly when it comes to insurance they buy it and forget about it. This is unfortunate, because your insurance needs tend to change more often than your investment needs. Even though I study and advise on insurance matters regularly, I still avail myself to the advice of experts in personal property and casualty, life, health, and business …Read More

Should You Buy Wedding Insurance?

By Jason Alderman Disastrous wedding mishaps have long been a comedy staple, probably because so many of us can relate. What bride- or groom-to-be hasn’t had nightmares about hurricane-force winds blowing over the reception tent, or a drunken cousin falling into the wedding cake? Besides the potential for embarrassing memories, there’s a lot of money at stake: According to WeddingStats.org, the average wedding in 2012 will cost nearly $27,000, not …Read More

Can’t Afford Health Insurance?Here’s What To Do

By Stacy Johnson If you’re one of the 50 million Americans without health insurance you may think your only healthcare option is the emergency room. Not true. If you’re going without insurance, or know someone who is, this post is just what the doctor ordered. Chuck, a good friend of mine, has now been without a “real” job for more than three years. He does odd jobs to stay alive, …Read More

Life Insurance 101

By Jason Alderman Life insurance has no one-size-fits-all option. Singles with no dependents often need little or no coverage. But it can be an important purchase for people whose families depend on their income to cover daily living costs, mortgage repayment, college, retirement or other major expenses. According to Larry Davidman, owner of online insurance brokerage TermWorks.com, your life insurance needs likely will change as family circumstances evolve. “Once you …Read More

Medicare Open Enrollment Comes Early

By Jason Alderman Senior Director, Global Financial Education, Visa, Inc. If you’re enrolled in Medicare, mark these dates on your calendar: October 15, 2011 – December 7, 2011. That’s Medicare’s 2012 Open Enrollment period – and you should note that it occurs a month earlier this year than in the past. Aside from exceptions made for a few special circumstances, such as moving outside a plan’s service area, this is …Read More

The Assurance Of Having Insurance

Today, you can get insurance on almost every purchase you make. Besides the traditional, such as auto, home and life insurance, you can also insure your computer, MP3 player, jewelry and works of art. Celebrities have even gone as far as to insure particular body parts: Bruce Springsteen’s voice is insured for $6 million dollars, and NFL quarterback Peyton Manning reportedly insured his right arm. But when it come down to …Read More