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Tag Archives: Homeownership

First-Time Home Buyer Tips

So you and you’ve finally decided to take that next step. You’ve got a steady job, saved up some money and are ready to start a family. You’re ready to buy a home. You’ve picked out the city you want to live in and are ready to finally make that purchase. But before you do, take these first-time home buyer tips into consideration before you sign the dotted line. Is …Read More

3 Tips to Negotiate Property Upgrades Before Purchasing a Home

By Tali Wee Whether you’re buying a newly constructed home or an existing home, you’ll inevitably want to change or upgrade some aspect of the home before you close. Below are three tips to achieve this goal without leaving anything to chance.     Know What You’re Looking for in a Home Inspection An existing home will always have some wear and tear. It could be a truly small issue …Read More

Tips for Buyers to Narrow Their Home Searches

By Tali Wee  Although the national housing marketplace is predominately a seller’s market, many aspiring homeowners are taking the plunge into ownership. Why? Monthly mortgages are incredibly low compared to median rent prices, due to low mortgage rates and rising rents. The potential monthly savings of owning combined with a long-term investment are making many people consider buying. Inventory is still tight in most markets, requiring buyers to complete their due …Read More

3 Tips for Buyers Bidding on Competitive Homes

By Tali Wee Entering a bidding war can be one of the most stressful scenarios for homebuyers. Having to compete with other buyers offering more than the asking price can be emotionally and financially draining. While not the preferred purchase method, bidding wars can provide positive results for buyers who implement key strategies that accommodate sellers’ wishes. To enhance the odds of receiving an accepted offer on a hot home, follow …Read More

Tips for Prospective Homebuyers with No Credit

By Tali Wee New homebuyers often ask: can I get a mortgage with no credit? The short answer is no. However, almost nobody has absolutely no credit. So, even if you don’t have a credit score, mortgage lenders may still lend to you based on other components of your credit history. What Credit History Lenders Look For If you’ve never had traditional credit like credit cards, student loans or car …Read More

Quick Thoughts on Why Buying a Home Still Makes Sense

Some good news on the housing front today as the National Association of Realtors reported today that existing home sales rose 3.5% in March.  But there still seems to be a concern that there’s no real momentum in the housing market as a whole. Talk of housing always reminds me of something Papa O’Hara tells Scarlett in “Gone with the Wind.”  He tells Scarlett that land is “…the only thing …Read More